1656 E Tierney St, Bloomington, IN 47401 Property Records

Monroe County property record for 1656 E Tierney St, Bloomington, IN 47401

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,283 sqft · built 2012
Lot Size1.12 acres (48,787 sqft)
OwnerIndividual Name on Record
Last Sale$490,000 (Mar 2017)
Tax Bill$5,053 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN004-01740-47

Property Details

APN / Parcel Number

Primary APN004-01740-47
Alternative APN
  • 53-11-15-200-004.047-006

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,283 sqft Living Area
1st Floor Area2,283 sqft
Basement Area2,283 sqft
Finished Basement2,283 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Roof MaterialAsphalt
Lot Area48,787 sqft (1.12 acres)
TerrainHigh
Garage TypeAttached
Garage Area799 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number004-01740-47
Street Address1656 E TIERNEY ST
CityBLOOMINGTON
StateIN
Zip47401-7211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeER
Legal DescriptionBELLVISTA SEC 3 LOT 47 (1.12A)
Legal SubdivisionBELLEVISTA SEC III
Legal Lot Number47
JurisdictionMONROE IN
Township / Civil DivisionCLEAR CREEK
Census Block Group2
Census Block2020
Census Tract1501

Owner

Source: Monroe County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1656 E TIERNEY ST, BLOOMINGTON, IN 47401-7211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2025Deed of Trust, Mortgage · Line of Credit
INDIANA UNIVERSITY CU
Oct 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
Mar 2, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2017 · Amount on Record
Deed SaleMar 2, 2017 · Amount on Record
Prior SaleAug 28, 2012 · Amount on Record
Deed Document Number20172746
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address1656 E TIERNEY ST, BLOOMINGTON, IN 47401-7211
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2025011485
DateOct 8, 2025
Instrument2025011485
Lender
NameINDIANA UNIVERSITY CU
TypeCredit Union
Address105 E WINSLOW RD, BLOOMINGTON, IN 47401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 7, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address1656 E TIERNEY ST, BLOOMINGTON, IN 47401-7211
Transaction TypeMortgage
Record UpdatedJun 12, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021019972
DateOct 20, 2021
Instrument2021019972
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address1656 E TIERNEY ST, BLOOMINGTON, IN 47401-7211
Transaction TypeMortgage
Record UpdatedJun 12, 2023
Title CompanyCENTURION LAND TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020012241
DateAug 5, 2020
Instrument2020012241
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueAug 1, 2045

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IN
Recording DateMar 2, 2017
Property Address1656 E TIERNEY ST, BLOOMINGTON, IN 47401-7211
Document Number2017002746
Map ReferenceCAB D ENV 54
Instrument DateFeb 28, 2017
Instrument2017002746
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1656 E TIERNEY ST, BLOOMINGTON, IN 47401-7211

Mortgage

Document Number2017002747
DateMar 2, 2017
Instrument2017002747
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMonroe County
County SubdivisionClear Creek Township
Unified School DistrictMonroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,053.00 (-9.85%)$638,000 (-) Land $51,800 Building $586,200$638,000 (-) Land $51,800 Building $586,200
2024$5,605.00 (-23.79%)
2023$638,000 (+9.42%) Land $49,800 Building $588,200$638,000 (+9.42%) Land $49,800 Building $588,200
2022$7,355.00$583,100 Land $49,800 Building $533,300$583,100 Land $49,800 Building $533,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2002)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2002 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MONROE WATER AUTHORITY
private · serves 8,877 people · EPA ID IN5253007
Water SourcePurchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State InspectionFeb 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Smithville Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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