1656 E Ridgefield Rd, Spanish Fork, UT 84660 Property Records

Utah County property record for 1656 E Ridgefield Rd, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.75 ba · 704 sqft · built 2003
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$113,050 (Jan 2026)
Tax Bill	$2,027 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Dec 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55-526-0014`

Property Details

APN / Parcel Number

Primary APN	`55-526-0014`
Alternative APN	`176499`

Interior

Bedrooms	2 Beds
Full Baths	2.75 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	704 sqft Living Area
Gross Area	1,808 sqft
1st Floor Area	704 sqft
Basement Area	704 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	A-Frame
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,011 sqft (0.138 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	176499
Street Address	1656 E RIDGEFIELD RD
City	SPANISH FORK
State	UT
Zip	84660-8476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14, PLAT B, WHISPERING WILLOW SUBDV. AREA 0.138 AC.
Legal Subdivision	WHISPERING WILLOW
Legal Lot Number	14
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	2
Census Block	2020
Census Tract	10306

Owner

1656 E Ridgefield Rd is owned and occupied by an individual who bought it in January 2026.

Source: Utah County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1656 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8476
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Warranty Deed, Transfer · Line of Credit AMERICA FIRST FCU
Dec 31, 2025	Quit Claim Deed, Transfer PRO TITLE, PRO TITLE & ESCROW INC
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Oct 27, 2021	Warranty Deed, Transfer · Conventional Mortgage SECURITY HOME MORTGAGE LLC
Apr 18, 2018	Warranty Deed, Transfer INTEGRATED TITLE INSURANCE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2026 · Amount on File
Deed Sale	Jan 13, 2026 · Amount on File
Prior Sale	Oct 27, 2021 · Amount on File
Deed Document Number	20262966
Prior Transfer Date	Apr 17, 2018
Prior Transfer Doc	0000036114
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jan 13, 2026
Property Address	1656 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8476
Document Number	0000002966
Instrument Date	Jan 9, 2026
Instrument	2966:2026
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002967
Date	Jan 13, 2026
Instrument	2967:2026

Lender

Name	AMERICA FIRST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Dec 31, 2025
Property Address	1656 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8476
Document Number	0000102398
Instrument Date	Dec 30, 2025
Instrument	102398:2025
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	PRO TITLE, PRO TITLE & ESCROW INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1656 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8476

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1656 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8476
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	PRO TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000202555
Date	Dec 18, 2020
Instrument	202555:2020

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Oct 27, 2021
Property Address	1656 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8476
Document Number	0000182867
Instrument Date	Oct 26, 2021
Instrument	182867:2021
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1656 E RLDGEFIELD ROAD, SPANISH FORK, UT 84660-8476

Mortgage

Document Number	0000183049
Date	Oct 27, 2021
Instrument	183049:2021

Lender

Name	SECURITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Apr 18, 2018
Property Address	1656 E RIDGEFIELD RD, SPANISH FORK, UT 84660-8476
Document Number	0000036099
Instrument Date	Apr 17, 2018
Instrument	36099
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	INTEGRATED TITLE INSURANCE SERVICES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1656 E RIDGEFIELD RD SPANISH FORK UT 846608476, SPANISH FORK, UT 84660-8476

Tax Assessment & Valuation

The 2025 property tax bill for 1656 E Ridgefield Rd was $2,027, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,840 (-49.86%)	$348,800 (-8.83%) Land $143,000 Building $205,800
2025	$2,027.00 (+0.05%)	$382,600 Land $143,000 Building $239,600	$382,600 Land $143,000 Building $239,600
2024	$2,026.00 (+7.48%)
2023	$1,885.00 (-7.55%)	$194,535	$353,700 Land $136,200 Building $217,500
2022	$2,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1656 E Ridgefield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1656 E Ridgefield Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: CenturyLink, Utah Broadband, Verizon.

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