Schenectady County and Schenectady City property record for 1656 Bradley St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,550 sqft · built 1930 |
| Lot Size | 0.099 acres (4,320 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Mar 2026) |
| Tax Bill | $4,000 (2026) |
| Deeds & Mortgages | Mar 2026 Sale Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.44-2-82 |
| Primary APN | 421500 49.44-2-82 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,550 sqft Living Area |
| 1st Floor Area | 864 sqft |
| 2nd Floor Area | 686 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,320 sqft (0.099 acres) |
| Lot Dimensions | 108 ft deep x 40 ft wide |
| Garage Type | Attached |
| Garage Area | 221 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 352 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1656 BRADLEY ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 4 PART OF EACH 2 WOOD AND BARN |
| Legal Block | 2 |
| Legal Lot Number | 82.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 20700 |
1656 Bradley St is owned and occupied by two individuals who bought it in March 2026.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1178 VAN CURLER AVE, SCHENECTADY, NY 12308-2605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2026 | Executor's Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Feb 8, 2017 | Deed of Trust, Mortgage · ARM CAPITAL COMMUNICATIONS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2026 · Amount on File |
| Deed Sale | Mar 9, 2026 · Amount on File |
| Prior Sale | Aug 3, 2000 · Amount on File |
| Deed Document Number | 20264700 |
| Deed Book / Page | 2167 / 624 |
| Record Updated | Oct 29, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 9, 2026 |
| Property Address | 1656 BRADLEY ST, SCHENECTADY, NY 12304-1016 |
| Document Number | 0000004700 |
| Instrument Date | Mar 9, 2026 |
| Instrument | 202604700 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $640.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 JULES DRA, ALBANY, NY 12205 |
| Name | Verified Name |
|---|---|
| Address | 1178 VAN CURLER AVE, SCHENECTADY, NY 12308-2605 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1656 BRADLEY ST, SCHENECTADY, NY 12304-1016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006214 |
|---|---|
| Date | Feb 8, 2017 |
| Book Page | 4741/362 |
| Instrument | 201706214 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Feb 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.87% |
The 2026 property tax bill for 1656 Bradley St was $4,000 with exemptions applied, up 7% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,000.00 (+6.95%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $3,740.00 | $100,400 Land $15,100 Building $85,300 | $166,253 Land $25,004 Building $141,249 |
| 2023 | $100,400 (-) Land $15,100 Building $85,300 | $127,089 (+3.8%) Land $19,114 Building $107,975 | |
| 2022 | $100,400 Land $15,100 Building $85,300 | $122,439 Land $18,415 Building $104,024 | |
| 2021 | $3,392.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1656 Bradley St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1656 Bradley St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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