1656 Bethany Rd, Independence, VA 24348 Property Records

Grayson County property record for 1656 Bethany Rd, Independence, VA 24348

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,326 sqft · built 1972
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Tax Bill	$432 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`90-1-8A`

Property Details

APN / Parcel Number

Primary APN	`90-1-8A`
Alternative APN	`8303`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,326 sqft Living Area
Gross Area	2,876 sqft
1st Floor Area	1,326 sqft
Basement Area	1,326 sqft
Unfinished Basement	1,326 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1994
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	26,572 sqft (0.61 acres)
Terrain	Rolling
Deck Area	140 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	8303
Street Address	1656 BETHANY RD
City	INDEPENDENCE
State	VA
Zip	24348-3555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Description	0.61 90-1-8A
Jurisdiction	GRAYSON VA
Township / Civil Division	ELK CREEK
Census Block Group	3
Census Block	3022
Census Tract	60202

Owner

Source: Grayson County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1656 BETHANY RD, INDEPENDENCE, VA 24348-3555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK
Jun 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SKYLINE NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON VA
Property Address	1656 BETHANY RD, INDEPENDENCE, VA 24348-3555
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1656 BETHANY RD, INDEPENDENCE, VA 24348-3555

Mortgage

Document Number	000713/934
Date	Nov 25, 2025
Book Page	713/934
Instrument	250002268

Lender

Name	SKYLINE NATIONAL BANK
Type	Bank
Address	INDEPENDENCE, VA 24348

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 4, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON VA
Property Address	1656 BETHANY RD, INDEPENDENCE, VA 24348-3555
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000672/348
Date	Jun 23, 2022
Book Page	672/348
Instrument	220001378

Lender

Name	SKYLINE NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2052

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Grayson County
Unified School District	Grayson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$432.00 (-30.1%)	$74,500 (-) Land $14,000 Building $60,500	$74,500 (-) Land $14,000 Building $60,500
2023	$618.00	$74,500 Land $14,000 Building $60,500	$74,500 Land $14,000 Building $60,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 76% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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