1656 Baxley Rd, Middleburg, FL 32068 Property Records

Clay County property record for 1656 Baxley Rd, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1958
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Mar 2026)
Tax Bill	$1,260 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Sep 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-05-25-009054-000-00`

Property Details

APN / Parcel Number

Primary APN	`06-05-25-009054-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1999
Exterior Material	Shingles
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	46,174 sqft (1.06 acres)
Lot Dimensions	330 ft deep x 140 ft wide
Porch	Finished/Open Porch
Porch Area	180 sqft
Storage Building	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1656 BAXLEY RD
City	MIDDLEBURG
State	FL
Zip	32068-3811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4 AS REC OR 4144 PG 996
Legal Range	25E
Legal Township	05S
Legal Section	06
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2004
Census Tract	30210

Owner

1656 Baxley Rd is owned and occupied by an individual who bought it in March 2026.

Source: Clay County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1656 BAXLEY RD, MIDDLEBURG, FL 32068-3811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 12, 2025	Intrafamily Transfer, Transfer
Nov 28, 2018	Warranty Deed, Transfer · Conventional with PMI VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2026 · Amount on File
Deed Sale	Mar 9, 2026 · Amount on File
Prior Sale	Nov 28, 2018 · Amount on File
Deed Document Number	202610767
Deed Book / Page	5021 / 835
Prior Transfer Date	Sep 11, 2025
Prior Transfer Doc	0049681110
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Mar 9, 2026
Property Address	1656 BAXLEY RD, MIDDLEBURG, FL 32068-3811
Document Number	0050210835
Book / Page	5021 / 835
Instrument Date	Feb 18, 2026
Instrument	2026010767
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	THOMAS C SANTORO TTL SVCS LL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4068 SCENIC DR, MIDDLEBURG, FL 32068-5047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1656 BAXLEY RD, MIDDLEBURG, FL 32068-3811

Mortgage

Document Number	0005021837
Date	Mar 9, 2026
Instrument	5021/837

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Mortgage

Document Number	0050210858
Date	Mar 9, 2026
Book Page	5021/858
Instrument	2026010769

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Sep 12, 2025
Property Address	1656 BAXLEY RD, MIDDLEBURG, FL 32068-3811
Document Number	0049681110
Book / Page	4968 / 1110
Instrument Date	Sep 11, 2025
Instrument	2025043062
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1656 BAXLEY RD, MIDDLEBURG, FL 32068-3811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1656 BAXLEY RD, MIDDLEBURG, FL 32068-3811

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Nov 28, 2018
Property Address	1656 BAXLEY RD, MIDDLEBURG, FL 32068-3811
Document Number	0041440996
Book / Page	004144 / 000996
Instrument Date	Nov 28, 2018
Instrument	61743
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	VYSTAR TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$654.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4032 EDGELAND TRL MIDDLEBURG FL 320681704, MIDDLEBURG, FL 32068-1704

Mortgage

Document Number	41440998
Date	Nov 28, 2018
Book Page	004144/000998
Instrument	61744

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1656 Baxley Rd was $1,260, up 5.4% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,260.00 (+5.35%)	$122,776 (+2.9%)	$124,559 (+4.39%) Land $16,960 Building $107,599
2024	$1,196.00 (-21.26%) Homeowner's exemption	$119,316 (+0.94%) Land $16,960 Building $102,356	$119,316 (+0.94%) Land $16,960 Building $102,356
2023	$1,519.00 (-6.12%) Homeowner's exemption	$118,201 (+20.14%) Land $16,960 Building $101,241	$118,201 (+20.14%) Land $16,960 Building $101,241
2022	$1,618.00	$98,382 Land $16,960 Building $81,422	$98,382 Land $16,960 Building $81,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1656 Baxley Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	9 (2012–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1656 Baxley Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: AT&T.

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