1656 Arrow Ln, Morganton, NC 28655 Property Records

Burke County property record for 1656 Arrow Ln, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,490 sqft · built 1990
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Nov 2017)
Tax Bill	$1,952 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1795469657`

Property Details

APN / Parcel Number

Primary APN	`1795469657`
Alternative APN	`32987`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,490 sqft Living Area
Gross Area	3,372 sqft
1st Floor Area	1,706 sqft
Basement Area	882 sqft
Unfinished Basement	882 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Deck Area	280 sqft
Patio Area	596 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	1795469657
Street Address	1656 ARROW LN
City	MORGANTON
State	NC
Zip	28655-9700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL ONE DIST
Legal Description	1656 ARROW LN MORGANTON, NC 28655
Legal Subdivision	SHERWOOD FOREST SUB
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	1
Census Block	1019
Census Tract	20100

Owner

Source: Burke County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1656 ARROW LN, MORGANTON, NC 28655-9700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN BIZWORKS
Aug 13, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Nov 3, 2017	Warranty Deed, Transfer · Conventional Mortgage CHRISTIAN CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2017 · Amount on Record
Deed Sale	Nov 3, 2017 · Amount on Record
Deed Document Number	0002319654
Deed Book / Page	2319 / 654
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1656 ARROW LN, MORGANTON, NC 28655-9700
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023090052
Date	Aug 30, 2017
Book Page	2309/0052
Instrument	2017007791

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MORGANTON, NC 28680

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1656 ARROW LN, MORGANTON, NC 28655-9700
Document Number	0024910559
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1656 ARROW LN MORGANTON NC 286559700, MORGANTON, NC 28655-9700

Mortgage

Document Number	0024910559
Date	Sep 30, 2020
Book Page	002491/000559
Instrument	45237

Lender

Name	MOUNTAIN BIZWORKS
Address	ASHEVILLE, NC 28801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 29, 2030

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1656 ARROW LN, MORGANTON, NC 28655-9700
Document Number	0024220394
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1656 ARROW LN MORGANTON NC 286559700, MORGANTON, NC 28655-9700

Mortgage

Document Number	0024220394
Date	Sep 5, 2019
Book Page	002422/000394
Instrument	31813

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Nov 3, 2017
Property Address	1656 ARROW LN, MORGANTON, NC 28655-9700
Document Number	0023190654
Book / Page	002319 / 000654
Instrument Date	Nov 3, 2017
Instrument	9971
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1656 ARROW LN MORGANTON NC 286559700, MORGANTON, NC 28655-9700

Mortgage

Document Number	23190657
Date	Nov 3, 2017
Book Page	002319/000657
Instrument	9972

Lender

Name	CHRISTIAN CMNTY CU
Type	Credit Union
Address	SAN DIMAS, CA 91773

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2047

Tax Assessment & Valuation

Source: Burke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,952.00 (-0.51%)	$292,947 (-) Land $25,581 Building $267,366	$292,947 (-) Land $25,581 Building $267,366
2023	$1,962.00	$292,947 Land $25,581 Building $267,366	$292,947 Land $25,581 Building $267,366

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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