1656 Allegany St, Olean, NY 14760 Property Records

Cattaraugus County and Allegany Town property record for 1656 Allegany St, Olean, NY 14760

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1951
Lot Size	0.313 acres (13,644 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Jan 2023)
Tax Bill	$1,499 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Mar 2022 Foreclosure
APN	`042089 94.070-1-20`

Property Details

APN / Parcel Number

Primary APN	`042089 94.070-1-20`
Alternative APNs	`208909407000010200000000` `0866`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	13,644 sqft (0.313 acres)
Lot Dimensions	113 ft deep x 120 ft wide
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0866
Street Address	1656 ALLEGANY ST
City	OLEAN
State	NY
Zip	14760-1849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C2
Legal Description	02 01 05
Legal Block	1
Legal Lot Number	20.000
Jurisdiction	CATTARAUGUS NY
Township / Civil Division	ALLEGANY
Census Block Group	1
Census Block	1018
Census Tract	961302

Owner

Source: Cattaraugus County and Allegany Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1656 ALLEGANY ST, OLEAN, NY 14760-1849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage KAREN REDDING
Mar 14, 2022	Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2023 · Amount on Record
Deed Sale	Jan 11, 2023 · Amount on Record
Prior Sale	Mar 14, 2022 · Amount on Record
Deed Document Number	2023202300589
Prior Transfer Date	Sep 24, 2021
Prior Transfer Doc	0000013143
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATTARAUGUS NY
Recording Date	Jan 11, 2023
Property Address	1656 ALLEGANY ST, ALLEGANY, NY 14706
Document Number	0000000589
Instrument Date	Jan 9, 2023
Instrument	202300589
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 PROSPECT AVE, OLEAN, NY 14760-2869

Mortgage

Document Number	0000000590
Date	Jan 11, 2023
Instrument	202300590

Lender

Name	KAREN REDDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	CATTARAUGUS NY
Recording Date	Mar 14, 2022
Property Address	1656 ALLEGANY ST, ALLEGANY, NY 14706
Document Number	0000013143
Instrument Date	Sep 24, 2021
Instrument	202213143
Transaction Type	Foreclosure
Record Updated	Feb 12, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3309 REDDING RD, HINSDALE, NY 14743-9763

Tax Assessment & Valuation

Source: Cattaraugus County and Allegany Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cattaraugus County
County Subdivision	Allegany Town
Unified School District	Allegany-Limestone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,499.00
2025		$43,000 (-) Land $10,200 Building $32,800	$66,154 (+9.23%) Land $15,692 Building $50,462
2023		$43,000 Land $10,200 Building $32,800	$60,563 Land $14,366 Building $46,197

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLEGANY VILLAGE serves 2,000 people · EPA ID NY0400330
Water Source	Groundwater
Last State Inspection	May 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Armstrong.

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