16558 2nd St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 16558 2nd St, Pecatonica, IL 61063

Property Summary

Property Type	Single Family Home
Details	1,575 sqft · built 1966
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (May 2026)
Tax Bill	$3,669 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-20-428-001`

Property Details

APN / Parcel Number

Primary APN	`13-20-428-001`
Alternative APN	`488D023`

Interior

Building Area	1,575 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	38,333 sqft (0.88 acres)
Garage Type	Attached
Garage Area	750 sqft

Location & Zoning

Account Number	488D023
Street Address	16558 W 2ND & LOCUST ST
City	PECATONICA
State	IL
Zip	61063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IL
Legal Description	PLAT OF SEWARD N1/2 LT 7 + ALL LTS 8-9+ 010 BLOCK 003
Legal Subdivision	SEWARD
Legal Block	003
Legal Lot Number	7-9
Jurisdiction	WINNEBAGO IL
Township / Civil Division	SEWARD
Census Block Group	3
Census Block	3051
Census Tract	4300

Owner

16558 2nd St is owned and occupied by an individual who bought it in May 2026.

Source: Winnebago County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	17656 EDWARDSVILLE RD, PECATONICA, IL 61063-9303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Warranty Deed, Transfer · Conventional Mortgage FORESIGHT BANK
Oct 22, 2018	Deed of Trust, Mortgage · Line of Credit PNC BK
Jan 25, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on File
Deed Sale	May 13, 2026 · Amount on File
Prior Sale	Jul 6, 2009 · Amount on File
Deed Document Number	202611772
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 13, 2026
Property Address	16558 W 2ND & LOCUST ST, PECATONICA, IL 61063
Document Number	0000011772
Instrument Date	May 1, 2026
Instrument	202611772
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,997.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17656 EDWARDSVILLE RD, PECATONICA, IL 61063-9303

Mortgage

Document Number	0000011773,
Date	May 13, 2026
Instrument	202611773

Lender

Name	FORESIGHT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	16558 2ND ST, PECATONICA, IL 61063
Document Number	0001032217
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16558 W 2ND ST SEWARD IL 61077, SEWARD, IL 61077

Mortgage

Document Number	0001032217
Date	Nov 5, 2018
Instrument	1032217

Lender

Name	PNC BK
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 4, 2058

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	16558 2ND ST, PECATONICA, IL 61063
Document Number	0001005057
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Mar 2, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16558 W 2ND ST SEWARD IL 61077, SEWARD, IL 61077

Mortgage

Document Number	0001005057
Date	Feb 21, 2017
Instrument	1005057

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	240 Months
Due	Feb 20, 2037

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 16, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Seward Township
Unified School District	Winnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,669.00	$55,894 Land $11,539 Building $44,355	$167,682 Land $34,617 Building $133,065
2022	Homeowner's exemption	$47,387 Land $9,783 Building $37,604	$142,161 Land $29,349 Building $112,812

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16558 2nd St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2009–2019)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Mar 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16558 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AaroBand Fixed Wireless	200 / 50
Rise Broadband Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, Frontier, JCWIFI.com.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd St

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