16554 Wingspread Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 16554 Wingspread Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,176 sqft · built 2020
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Last Sale	$377,325 (Apr 2020)
Tax Bill	$6,054 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-23-27-2724-02-390`

Property Details

APN / Parcel Number

Primary APN	`31-23-27-2724-02-390`
Alternative APNs	`272331272402390` `153657` `154846` `157268`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,176 sqft Living Area
Gross Area	3,218 sqft
1st Floor Area	1,064 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,800 sqft (0.11 acres)
Garage Type	Attached
Garage Area	500 sqft
Porch	Slab
Porch Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	16554 WINGSPREAD LOOP
City	WINTER GARDEN
State	FL
Zip	34787-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	HAWKSMOOR - PHASE 2 99/114 LOT 239
Legal Range	27E
Legal Township	23S
Legal Section	31
Legal Subdivision	HAWKSMOOR - PH 2
Legal Phase	2
Legal Block	2
Legal Lot Number	239
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1086
Census Tract	17113

Owner

16554 Wingspread Loop is owned and occupied by two individuals who bought it in April 2020.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16554 WINGSPREAD LOOP, WINTER GARDEN, FL 34787-9528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 30, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI MATTAMY HM FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2020 · Amount on File
Deed Sale	Apr 30, 2020 · Amount on File
Deed Document Number	2020261517
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	16554 WINGSPREAD LOOP, WINTER GARDEN, FL 34787-9528
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000523688
Date	Aug 26, 2021
Instrument	20210523688

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 30, 2020
Property Address	16554 WINGSPREAD LOOP, WINTER GARDEN, FL 34787-9528
Document Number	0000261517
Instrument Date	Apr 29, 2020
Instrument	261517
Transaction Type	Subdivision Related Transfer
Record Updated	May 14, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,641.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16554 WINGSPREAD LOOP WINTER GARDEN FL 347879528, WINTER GARDEN, FL 34787-9528

Mortgage

Document Number	261518
Date	Apr 30, 2020
Instrument	261518

Lender

Name	MATTAMY HM FNDG
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 16554 Wingspread Loop was $6,054, up 4.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,984 (+2.7%)	$514,830 (-1.12%) Land $110,000 Building $404,830
2025	$6,054.00 (+4.4%) Homeowner's exemption	$368,047	$520,680 Land $110,000 Building $410,680
2024	$5,799.00 (+6.83%)
2023	$5,428.00 (+4.26%) Homeowner's exemption	$347,256 (+3%)	$471,413 (+16.89%) Land $110,000 Building $361,413
2022	$5,206.00 Homeowner's exemption	$337,142	$403,312 Land $100,000 Building $303,312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16554 Wingspread Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16554 Wingspread Loop is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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