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16554 W Cagwin Dr, Lockport, IL 60441 Property Records

Will County property record for 16554 W Cagwin Dr, Lockport, IL 60441

Property Summary

Property TypeSingle Family Home
Details2,368 sqft · built 2004
Lot Size0.23 acres (10,023 sqft)
Owner2 Trust Names on File
Last Sale$267,000 (Apr 2015)
Tax Bill$11,809 (2025)
Deeds & MortgagesSep 2025 Second Mortgage
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-05-31-103-024

Property Details

APN / Parcel Number

Primary APN16-05-31-103-024

Interior

Stories2 Stories
Building Area2,368 sqft Living Area
Basement Area1,299 sqft
Unfinished Basement1,299 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area10,023 sqft (0.23 acres)
Garage Area509 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address16554 W CAGWIN DR
CityLOCKPORT
StateIL
Zip60441-4763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 285 IN WILLOW WALK UNIT 2, BEING A SUB OF PRT OF SEC 31, T36N R11E.
Legal Range11E
Legal Township36N
Legal Section31
Legal SubdivisionWILLOW WALK
Legal Lot Number285
Legal Unit2
JurisdictionWILL IL
Township / Civil DivisionHOMER
Census Block Group1
Census Block1005
Census Tract881009

Owner

16554 W Cagwin Dr is owner-occupied and held in a trust since January 2025.

Source: Will County records, as of August 24, 2026

Owner of Record2 Trust Names on File
Mailing Address16554 W CAGWIN DR, LOCKPORT, IL 60441-4763
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CREDIT UNION 1
Jan 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 24, 2022Intrafamily Transfer, Transfer
ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2015 · Amount on File
Deed SaleApr 29, 2015 · Amount on File
Prior SaleDec 2, 2014
Deed Document Number201536001
Last Transfer DateJan 2, 2025
Transfer Doc0000001071
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address16554 W CAGWIN DR, LOCKPORT, IL 60441-4763
Transaction TypeMortgage
Record UpdatedOct 14, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052635
DateSep 22, 2025
InstrumentR2025052635
Lender
NameCREDIT UNION 1
TypeCredit Union
AddressLOMBARD, IL 60148
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueOct 1, 2045
Interest
Change FrequencyMonthly
Index1-Year CMT

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address16554 W CAGWIN DR, LOCKPORT, IL 60441-4763
Transaction TypeMortgage
Record UpdatedFeb 2, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007820
DateJan 24, 2022
InstrumentR2022007820
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueFeb 1, 2032

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWILL IL
Recording DateOct 24, 2022
Property Address16554 W CAGWIN DR, LOCKPORT, IL 60441-4763
Document Number0000077325
Map ReferenceDOC 2002-101599
Instrument DateMar 16, 2021
InstrumentR2022077325
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address16554 W CAGWIN DR, LOCKPORT, IL 60441-4763

Tax Assessment & Valuation

The 2025 property tax bill for 16554 W Cagwin Dr was $11,809.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionHomer Township
MunicipalityLockport City
Elementary School DistrictHomer Community Consolidated School District 33C (PK - 08)
Secondary School DistrictLockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,809.00$148,096 (+7.6%) Land $30,765 Building $117,331$444,288 (+7.6%) Land $92,295 Building $351,993
2024$137,636 Land $28,592 Building $109,044$412,908 Land $85,776 Building $327,132
2022$9,898.00 Homeowner's exemption Additional exemption filed$116,489 Land $24,199 Building $92,290$349,467 Land $72,597 Building $276,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16554 W Cagwin Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16554 W Cagwin Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOCKPORT
serves 23,100 people · EPA ID IL1970500
Water SourceGroundwater
Last State InspectionMay 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting40
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
Bertram Communications
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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