16554 Baxter Forest Ridge Dr, Chesterfield, MO 63005 Property Records

St. Louis County property record for 16554 Baxter Forest Ridge Dr, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,839 sqft · built 1987
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,894 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19T-61-0417`

Property Details

APN / Parcel Number

Primary APN	`19T-61-0417`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,839 sqft Living Area
Gross Area	3,616 sqft
1st Floor Area	1,240 sqft
Basement Area	315 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	132 ft deep x 85 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	324 sqft
Deck Area	512 sqft
Patio Area	273 sqft
Balcony Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16554 BAXTER FOREST RIDGE DR
City	CHESTERFIELD
State	MO
Zip	63005-4662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R1
Legal Description	FOREST PLAT TWO (THE) 3 3 88 LOT 61
Legal Subdivision	FOREST PLAT TWO (THE)
Legal Lot Number	61
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	4
Census Block	4001
Census Tract	221631

Owner

16554 Baxter Forest Ridge Dr is owned and occupied by two individuals who acquired it in October 2019.

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16554 BAXTER FOREST RIDGE DR, CHESTERFIELD, MO 63005-4662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Aug 15, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Sep 15, 2017	Quit Claim Deed, Mortgage · VA Mortgage FREEDOM MTG
Jan 19, 2017	Warranty Deed, Transfer · VA Mortgage BARRINGTON BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2019
Deed Sale	Oct 25, 2019
Prior Sale	Sep 15, 2017 · Amount on File
Deed Document Number	201994
Deed Book / Page	23755 / 63
Prior Transfer Date	Oct 17, 2019
Prior Transfer Doc	02375500063
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	16554 BAXTER FOREST RIDGE DR, CHESTERFIELD, MO 63005-4662
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16554 BAXTER FOREST RIDGE DR, CHESTERFIELD, MO 63005-4662

Mortgage

Document Number	2022042600581
Date	Apr 26, 2022
Instrument	2022042600581

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	16554 BAXTER FOREST RIDGE DR, CHESTERFIELD, MO 63005-4662
Document Number	0236662168
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16554 BAXTER FOREST RIDGE DR CHESTERFIELD MO 630054662, CHESTERFIELD, MO 63005-4662

Mortgage

Document Number	0236662168
Date	Aug 22, 2019
Book Page	023666/002168
Instrument	401

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	KANSAS CITY, MO 64112

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Aug 21, 2047

September 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 15, 2017
Property Address	16554 BAXTER FOREST RIDGE DR, CHESTERFIELD, MO 63005-4662
Document Number	0226961450
Book / Page	022696 / 001450
Instrument Date	Sep 8, 2017
Instrument	325
Transaction Type	Mortgage
Record Updated	Sep 21, 2017
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16554 BAXTER FOREST RIDGE DR CHESTERFIELD MO 630054662, CHESTERFIELD, MO 63005-4662

Mortgage

Document Number	226961455
Date	Sep 15, 2017
Book Page	022696/001455
Instrument	326

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	KANSAS CITY, MO 64112

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 19, 2017
Property Address	16554 BAXTER FOREST RIDGE DR, CHESTERFIELD, MO 63005-4662
Document Number	0223623423
Book / Page	022362 / 003423
Instrument Date	Jan 17, 2017
Instrument	755
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16554 BAXTER FOREST RIDGE DR CHESTERFIELD MO 630054662, CHESTERFIELD, MO 63005-4662

Mortgage

Document Number	223623426
Date	Jan 19, 2017
Book Page	022362/003426

Lender

Name	BARRINGTON BK&TR
Type	Bank
Address	ROSEMONT, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16554 Baxter Forest Ridge Dr was $7,894, up 7.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,390 (-) Land $40,320 Building $73,070	$596,800 (-) Land $212,200 Building $384,600
2025	$7,894.00 (+7.65%)	$113,390 Land $40,320 Building $73,070	$596,800 Land $212,200 Building $384,600
2024	$7,333.00 (+2.66%)
2023	$7,143.00 (+8.79%)	$102,950 (+16.53%) Land $24,190 Building $78,760	$541,800 Land $127,300 Building $414,500
2022	$6,566.00	$88,350 Land $24,190 Building $64,160
2021			$465,000 Land $127,300 Building $337,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16554 Baxter Forest Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16554 Baxter Forest Ridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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