16554 Aa Bumgarner Rd, Justin, TX 76247 Property Records

Denton County property record for 16554 Aa Bumgarner Rd, Justin, TX 76247

Property Summary

Property TypeSingle Family Home
Details1,904 sqft · built 1991
Lot Size5 acres (217,931 sqft)
Owner2 Individual Names on Record
Last Sale$339,150 (Mar 2023)
Tax Bill$4,022 (2025)
Deeds & MortgagesSep 2026 Mortgage
Mar 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APNR153939 318470

Property Details

APN / Parcel Number

Primary APNR153939 318470
Alternative APNs
  • SJ0067A-000002-0000-0001-0000
  • R153939
  • 868618

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,714 sqft Living Area
Gross Area3,618 sqft
1st Floor Area2,219 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Architectural StyleMobile Home
Roof MaterialComposition Shingle
Lot Area217,931 sqft
Lot Dimensions1 ft deep x 217,931 ft wide
Garage TypeAttached
Garage Area904 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Location & Zoning

Street Address16554 AA BUMGARNER RD
CityJUSTIN
StateTX
Zip76247-2418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLITTLE DROP O TEXAS PH 1 BLK 2 LOT 1 SN#1 EMCOKS287010573A HUD# TRA0148241
Legal SubdivisionLITTLE DROP O TEXAS PH 1
Legal Block2
Legal Lot Number1
JurisdictionDENTON TX
Township / Civil DivisionJUSTIN-ROANOKE
Census Block Group3
Census Block3043
Census Tract20313

Owner

Source: Denton County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16554 AA BUMGARNER RD, JUSTIN, TX 76247-2418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN NATIONAL BANK
Mar 1, 2023Vendor's Lien, Transfer · Line of Credit
AMERICAN NATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2023 · Amount on Record
Deed SaleMar 1, 2023 · Amount on Record
Prior SaleMay 15, 2014 · Amount on Record
Deed Document Number202319545
Prior Transfer DateMar 26, 2014
Prior Transfer Doc0000044659
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENTON TX
Recording DateSep 4, 2026
Property Address16554 AA BUMGARNER RD, JUSTIN, TX 76247-2418
Document Number0000105448
Instrument DateSep 2, 2026
Instrument2026105448
Transaction TypeMortgage
Record UpdatedSep 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address16554 AA BUMGARNER RD, JUSTIN, TX 76247-2418

Mortgage

Document Number0000105448,
DateSep 4, 2026
Instrument2026105448
Lender
NameAMERICAN NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

March 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionDENTON TX
Recording DateMar 1, 2023
Property Address16554 AA BUMGARNER RD, JUSTIN, TX 76247-2418
Document Number0000019545
Map ReferenceCAB G PG 304
Instrument DateFeb 28, 2023
Instrument2023-019545
Transaction TypeTransfer
Record UpdatedMar 21, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2319 DARTMOUTH DR, GRAND PRAIRIE, TX 75052-1307

Transferred To (Grantee/Buyer)

NameVerified Name
Address16554 AA BUMGARNER RD, JUSTIN, TX 76247-2418

Mortgage

Document Number0000019546
DateMar 1, 2023
Instrument2023-019546
Lender
NameAMERICAN NATIONAL BANK & TRUST
TypeBank
Special NotesSeller Financed
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateMar 1, 2026
Change FrequencyAnnually
Min Rate At Change6.25%
Max Rate At Change12.2%
Max Rate12.2%

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

TypeName
StateTexas
CountyDenton County
Unified School DistrictNorthwest Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$840,000 (+306.92%) Land $316,753 Building $523,247$840,000 (+306.92%) Land $316,753 Building $523,247
2025$4,022.00 (+4,865.43%)
2023$81.00 (-88.35%) Homeowner's exemption Senior Citizen's exemption$206,427 Land $168,935 Building $37,492$206,427 Land $168,935 Building $37,492
2022$695.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 57% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
400 / 100
ElektraFi
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
50 / 10

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