16550 Lighthouse Rd, Cedar Key, FL 32625 Property Records

Levy County property record for 16550 Lighthouse Rd, Cedar Key, FL 32625 · Last verified January 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Condominium
Bathrooms	4 Baths
Year Built	Built 1998
Square Footage	2,908 sqft Heated Area
Lot Size	34,848 sqft (0.8 acres)
Occupancy	Owner Occupied
Last Sale	$157,500 (2005)
Tax Bill	$7,765.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`1651000000`
Alternative APN	`1915131651000000`

Interior

Full Baths	4 Baths
Building Area	2,908 sqft Heated Area
Gross Area	8,854 sqft Gross Area
1st Floor	2,350 sqft 1st Floor
Upper Floors	558 sqft Upper Floors
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Elevator	Elevator

Exterior

Year Built	Built 1998
Exterior Material	Other Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	34,848 sqft (0.8 acres)
Lot Width	117 ft Width

Exterior Amenities

Patio Area	2,824 sqft Patio
Porch	Open Porch
Porch Area	474 sqft Porch
Boat Access	Boat Access
Boat House	336 sqft Boat House

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Other Heating Fuel

Location & Zoning

Old Parcel Number	1915131651000000
Street Address	16550 LIGHTHOUSE RD
City	CEDAR KEY
State	FL
Zip	32625-5176
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Condominium
Legal Description	19-15-13 RYE KEY CONDOMINIUM UNIT NUMBERS 3 & 4 OR BOOK 924 PAGE 250
Legal Range	13E
Legal Township	15S
Legal Section	19
Legal Subdivision	RYE KEY
Jurisdiction	LEVY FL
Minor Civil Division	CEDAR KEY-YANKEETOWN
Census Blockgroup	1
Census Block	1136
Census Tract	970400

Owner

Source: Levy County records · APN 1651000000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16550 LIGHTHOUSE RD, CEDAR KEY, FL 32625-5176
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 11, 2005 · Amount on Record
Deed Sale	Jan 11, 2005 · Amount on Record
Prior Sale	Nov 21, 2003 · Amount on Record
Deed Doc Number	439682
Deed Book / Page	0863 / 0295
Record Refreshed	Jun 08, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEVY FL
Property Address	16550 LIGHTHOUSE RD, CEDAR KEY, FL 32625-5176
Document Number	0014880871
Instrument Date	Mar 14, 2019
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	BANKERS TITLE CORPORATION, BANKERS TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16550 LIGHTHOUSE RD CEDAR KEY FL 326255176, CEDAR KEY, FL 32625-5176

Mortgage

Document Number	0014880871
Date	Apr 03, 2019
Book Page	001488/000871
Instrument	650511

Lender

Name	DRUMMOND CMNTY BK
Type	Bank
Address	CEDAR KEY, FL 32625

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 02, 2024

Tax Assessment & Valuation

Source: Levy County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Levy County
Municipality	Cedar Key City
Unified School District	Levy County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$430,015 (-24.73%)	$668,904 (-30.22%) Land $210,000 Building $458,904
2024	$7,765.00 (-30.26%)
2023	$11,134.00 Homeowner's exemption	$571,315	$958,540 Land $210,000 Building $748,540

Flood & Wildfire

16550 Lighthouse Rd is in FEMA Zone VE, inside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Levy County (12075C), updated September 15, 2023

FEMA Flood Zone	Zone VE 1% annual chance coastal, wave action, BFE determined
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	17.0 ft vertical datum per the FIRM (NAVD88 on current maps)

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.