1655 Thumb Point Dr, Fort Pierce, FL 34949 Property Records

St. Lucie County property record for 1655 Thumb Point Dr, Fort Pierce, FL 34949

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,187 sqft · built 2022
Lot Size0.254 acres (11,074 sqft)
OwnerCompany Name on Record
Last Sale$2,300,000 (Mar 2024)
Tax Bill$19,110 (2024)
Deeds & MortgagesMar 2024 Sale
Oct 2021 Mortgage
+ 5 more
Flood ZoneZone AE (high risk)
APN2401-605-0035-000-8

Property Details

APN / Parcel Number

Primary APN2401-605-0035-000-8
Alternative APN
  • 15217

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area3,187 sqft Finished Area
Upper Floors Area1,113 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialMetal
Lot Area11,074 sqft (0.254 acres)
Garage TypeMixed
Garage Area936 sqft
CarportCarport
Carport Area806 sqft
Pool Area1,337 sqft
PorchEnclosed Porch
Patio Area145 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number15217
Street Address1655 THUMB POINT DR
CityFORT PIERCE
StateFL
Zip34949-3570
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF LOW DEN
Legal DescriptionTHUMB POINT BLK 1 LOT 35
Legal Range40E
Legal Township35S
Legal Section01
Legal SubdivisionTHUMB POINT SUBDIVISION
Legal Block1
Legal Lot Number35
JurisdictionST LUCIE FL
Township / Civil DivisionHUTCHINSON ISLAND
Census Block Group4
Census Block4015
Census Tract381300

Owner

Source: St. Lucie County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address8816 SIX FORKS RD STE 201, 201, RALEIGH, NC 27615-2983
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2024Warranty Deed, Transfer
Oct 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
TD BANK NA
Jun 27, 2022Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Jun 28, 2019Deed of Trust, Mortgage · Construction Mortgage
TD BANK NA
Apr 10, 2017Warranty Deed, Transfer
ACCURATE TITLE AGENCY INC
Apr 10, 2017Quit Claim Deed, Transfer
ACCURATE TITLE INC, ACCURATE TITLE AGENCY INC
Apr 10, 2017Quit Claim Deed, Transfer
ACCURATE TITLE INC, ACCURATE TITLE AGENCY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 8, 2024 · Amount on Record
Deed SaleMar 8, 2024 · Amount on Record
Prior SaleApr 10, 2017 · Amount on Record
Deed Document Number5309512
Deed Book / Page5117 / 2256
Record UpdatedJun 8, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LUCIE FL
Recording DateMar 8, 2024
Property Address1655 THUMB POINT DR, FORT PIERCE, FL 34949-3570
Document Number0051172256
Book / Page5117 / 2256
Map ReferenceMB 10 PG 79
Instrument DateFeb 15, 2024
Instrument5309512
Transaction TypeTransfer
Record UpdatedMay 6, 2024

Transaction

AmountAmount Recorded
Tax$16,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2999 SE ABA ST, PORT ST LUCIE, FL 34952-5852

Transferred To (Grantee/Buyer)

NameVerified Name
Address8816 SIX FORKS RD STE 201, 201, RALEIGH, NC 27615-2983

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LUCIE FL
Property Address1655 THUMB POINT DR, FORT PIERCE, FL 34949-3570
Transaction TypeMortgage
Record UpdatedAug 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10305 JIM EDWARDS RD, HAINES CITY, FL 33844-8132

Mortgage

Document Number0046992835
DateOct 8, 2021
Book Page4699/2835
Instrument4935507
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LUCIE FL
Property Address1655 THUMB POINT DR, FORT PIERCE, FL 34949-3570
Transaction TypeMortgage
Record UpdatedAug 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1655 THUMB POINT DR, FORT PIERCE, FL 34949-3570

Mortgage

Document Number0048482466
DateJun 27, 2022
Book Page4848/2466
Instrument5060996
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 24, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LUCIE FL
Property Address1655 THUMB POINT DR, FORT PIERCE, FL 34949-3570
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042891460
DateJun 28, 2019
Book Page4289/1460
Instrument4587455
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LUCIE FL
Recording DateApr 10, 2017
Property Address1655 THUMB POINT DR, FORT PIERCE, FL 34949-3570
Document Number0039830223
Book / Page3983 / 0223
Map ReferenceMB10 PG79
Instrument DateApr 6, 2017
Instrument4296213
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyACCURATE TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$2,254.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 FAIRWAY DR STE 124, 10, DEERFIELD BEACH, FL 33441-1827

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 FOREST HILLS LN, BOCA RATON, FL 33431-3901

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LUCIE FL
Recording DateApr 10, 2017
Property Address1655 THUMB POINT DR, FORT PIERCE, FL 34949-3570
Document Number0039830221
Book / Page003983 / 000221
Instrument DateMar 24, 2017
Instrument4296212
Transaction TypeTransfer
Record UpdatedApr 14, 2017
Title CompanyACCURATE TITLE INC, ACCURATE TITLE AGENCY INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 FOREST HILLS LN BOCA RATON FL 334313901, BOCA RATON, FL 33431-3901

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LUCIE FL
Recording DateApr 10, 2017
Property Address1655 THUMB POINT DR, FORT PIERCE, FL 34949-3570
Document Number0039830219
Book / Page003983 / 000219
Instrument DateMar 22, 2017
Instrument4296211
Transaction TypeTransfer
Record UpdatedApr 14, 2017
Title CompanyACCURATE TITLE INC, ACCURATE TITLE AGENCY INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 FOREST HILLS LN BOCA RATON FL 334313901, BOCA RATON, FL 33431-3901

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySt. Lucie County
MunicipalityFort Pierce City
Unified School DistrictSt. Lucie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,979,500 (+38.59%)$1,979,500 (+38.59%) Land $811,400 Building $1,168,100
2024$19,110.00 (+19.26%)
2023$16,024.00 (+85.18%)$1,428,300 (+317.4%) Land $569,400 Building $858,900$1,428,300 (+288.23%) Land $569,400 Building $858,900
2022$8,653.00$342,188$367,900 Land $367,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 156 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies316 units insured
incl. 160 condo units
Nearby Flood Claims387 (1979–2024)
Claims Outside the SFHA23 of 387
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 17 claims
  • Hurricane Frances, Sep 2004 · 330 claims
  • Hurricane Irene, Oct 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFT. PIERCE UTILITIES AUTHORITY
serves 58,000 people · EPA ID FL4560490
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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