1655 Ruger Dr, Sumter, SC 29150 Property Records

Sumter County property record for 1655 Ruger Dr, Sumter, SC 29150

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,581 sqft · built 2013
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$137,000 (Jul 2020)
Tax Bill$3,397 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN187-13-03-022

Property Details

APN / Parcel Number

Primary APN187-13-03-022
Alternative APN
  • 20161

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,581 sqft Living Area
1st Floor Area791 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area5,663 sqft (0.13 acres)
Parking Spaces1 Parking Space
PorchCovered Porch
Patio Area120 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number20161
Old Parcel Number187 13 03 022
Street Address1655 RUGER DR
CitySUMTER
StateSC
Zip29150-7916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 274 .13 AC
Legal SubdivisionHUNTERS XING PH 02 SEC I
Legal Lot Number274 13
JurisdictionSUMTER SC
Township / Civil DivisionSHAW AFB-HORATIO
Census Block Group3
Census Block3048
Census Tract202

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1655 RUGER DR, SUMTER, SC 29150-7916
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2020 · Amount on Record
Deed SaleJul 9, 2020 · Amount on Record
Prior SaleApr 29, 2013 · Amount on Record
Deed Document Number0012704786
Deed Book / Page1270 / 4786
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionSUMTER SC
Property Address1655 RUGER DR, SUMTER, SC 29150-7916
Document Number0012704791
Instrument DateJul 6, 2020
Transaction TypeTransfer
Record UpdatedAug 28, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Arm's Length

Transferred To (Grantee/Buyer)

NameVerified Name
Address1655 RUGER DR SUMTER SC 291507916, SUMTER, SC 29150-7916

Mortgage

Document Number0012704791
DateJul 9, 2020
Book Page001270/004791
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 8, 2050

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountySumter County
MunicipalitySumter City
Unified School DistrictSumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,397.00 (+3.6%)$8,730 (-0.11%) Land $1,200 Building $7,530$145,618 (-) Land $20,000 Building $125,618
2023$8,740 (-) Land $1,200 Building $7,540$145,618 (-) Land $20,000 Building $125,618
2022$3,279.00$8,740 Land $1,200 Building $7,540$145,618 Land $20,000 Building $125,618

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SUMTER
serves 53,070 people · EPA ID SC4310001
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
FTC
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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