1655 Persimmon Dr, Saint Charles, IL 60174 Property Records

Kane County property record for 1655 Persimmon Dr, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,105 sqft · built 1981
Lot Size	1.03 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Dec 2020)
Tax Bill	$26,292 (2025)
Deeds & Mortgages	Oct 2026 Transfer Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-22-452-034`

Property Details

APN / Parcel Number

Primary APN	`09-22-452-034`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,105 sqft Living Area
Basement Area	1,315 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood
Lot Area	45,302 sqft
Garage Type	Attached
Garage Area	578 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	774 sqft
Pool House	Pool House
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1655 PERSIMMON DR
City	SAINT CHARLES
State	IL
Zip	60174-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP AREA: 006-ANTRE,PRSMWD,STW
Legal Subdivision	PERSIMMON WOODS
Legal Block	1
Legal Lot Number	52
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1012
Census Tract	852005

Owner

Source: Kane County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1655 PERSIMMON DR, SAINT CHARLES, IL 60174-1328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Dec 9, 2020	Warranty Deed, Transfer · Conventional Mortgage BLUELEAF LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2020 · Amount on Record
Deed Sale	Dec 9, 2020 · Amount on Record
Deed Document Number	202076552
Last Transfer Date	Sep 21, 2026
Transfer Doc	0000044216
Record Updated	Oct 29, 2026

October 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Oct 14, 2026
Property Address	1655 PERSIMMON DR, SAINT CHARLES, IL 60174-1328
Document Number	0000044216
Instrument Date	Sep 21, 2026
Instrument	202644216
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1655 PERSIMMON DR, SAINT CHARLES, IL 60174-1328

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 9, 2020
Property Address	1655 PERSIMMON DR, ST CHARLES, IL 60174-1328
Document Number	0000076552
Map Reference	DOC 1427376
Instrument Date	Oct 21, 2020
Instrument	2020K076552
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1655 PERSIMMON DR, 1655, SAINT CHARLES, IL 60174-1328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1655 PERSIMMON DR, SAINT CHARLES, IL 60174-1328

Mortgage

Document Number	0000076553
Date	Dec 9, 2020
Instrument	2020K076553

Lender

Name	BLUELEAF LENDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,292.00 (+103.72%) Homeowner's exemption	$407,889 (+12.95%) Land $79,755 Building $328,134	$1,224,157 (+12.95%) Land $239,361 Building $984,796
2024		$361,133 (+89.23%) Land $58,789 Building $302,344	$1,083,833 (+89.3%) Land $176,438 Building $907,395
2022	$12,906.00 (+5.34%) Homeowner's exemption	$190,848 (+22.16%) Land $57,075 Building $133,773	$572,544 (+22.16%) Land $171,225 Building $401,319
2021	$12,252.00 Homeowner's exemption	$156,231 Land $54,404 Building $101,827	$468,693 Land $163,212 Building $305,481

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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