1655 Nott St, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1655 Nott St, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,150 sqft · built 1948
Lot Size0.119 acres (5,200 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Dec 2020)
Tax Bill$5,687 (2026)
Deeds & MortgagesDec 2025 Transfer
Dec 2025 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN421500 40.54-2-24

Property Details

APN / Parcel Number

Primary APN421500 40.54-2-24
Alternative APN
  • 150004005400020240000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,150 sqft Living Area
1st Floor Area610 sqft
Upper Floors Area540 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area5,200 sqft (0.119 acres)
Lot Dimensions130 ft deep x 40 ft wide
Garage TypeAttached
Garage Area230 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area116 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1655 NOTT ST
CitySCHENECTADY
StateNY
Zip12309-5216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description1X WOOD
Legal Block2
Legal Lot Number24.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1001
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1655 NOTT ST, SCHENECTADY, NY 12309-5216
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2025Intrafamily Transfer, Transfer
Dec 18, 2025Intrafamily Transfer, Transfer
Oct 31, 2017Deed of Trust, Mortgage · Line of Credit
KEYBANK USA
Sep 21, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2020 · Amount on Record
Deed SaleDec 30, 2020 · Amount on Record
Prior SaleFeb 22, 2006 · Amount on Record
Deed Document Number202041299
Deed Book / Page2048 / 940
Prior Transfer DateSep 19, 2017
Prior Transfer Doc0000042670
Record UpdatedOct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateDec 18, 2025
Property Address1655 NOTT ST, SCHENECTADY, NY 12309-5216
Document Number0000029659
Instrument DateDec 3, 2025
Instrument202529659
Transaction TypeTransfer
Record UpdatedJan 8, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1226 SANDRA LN, NISKAYUNA, NY 12309-2611

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1655 NOTT ST, SCHENECTADY, NY 12309-5216

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateDec 18, 2025
Property Address1655 NOTT ST, SCHENECTADY, NY 12309-5216
Document Number0000029659
Instrument DateDec 3, 2025
Instrument202529659
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1226 SANDRA LN, NISKAYUNA, NY 12309-2611

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1655 NOTT ST, SCHENECTADY, NY 12309-5216

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1655 NOTT ST, SCHENECTADY, NY 12309-5216
Document Number0000053732
Book / Page004803 / 000635
Instrument DateOct 31, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address1655 NOTT ST NISKAYUNA NY 123095216, NISKAYUNA, NY 12309-5216

Mortgage

Document Number0000053732
DateNov 28, 2017
Book Page004803/000635
Instrument53732
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateSep 21, 2017
Property Address1655 NOTT ST, SCHENECTADY, NY 12309-5216
Document Number0000042670
Book / Page001971 / 000718
Instrument DateSep 19, 2017
Instrument42670
Transaction TypeTransfer
Record UpdatedSep 26, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1655 NOTT ST SCHENECTADY NY 123095216, SCHENECTADY, NY 12309-5216

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,687.00 (+3.12%) Homeowner's exemption
2025$5,515.00 (+7.99%)$118,400 (-) Land $17,800 Building $100,600$196,059 (+13.35%) Land $29,475 Building $166,584
2024$118,400 (-) Land $17,800 Building $100,600$172,973 (+15.41%) Land $26,004 Building $146,969
2023$118,400 (-) Land $17,800 Building $100,600$149,873 (+3.8%) Land $22,532 Building $127,341
2022$118,400 Land $17,800 Building $100,600$144,390 Land $21,707 Building $122,683
2021$5,107.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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