1655 N 31st St, Decatur, IL 62526 Property Records

Macon County property record for 1655 N 31st St, Decatur, IL 62526

Property Summary

Property Type	Single Family Home
Details	1 ba · 604 sqft · built 1958
Lot Size	0.195 acres (8,500 sqft)
Owner	Individual Name on File
Last Sale	$19,000 (Mar 2022)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-13-07-104-033`

Property Details

APN / Parcel Number

Primary APN	`04-13-07-104-033`
Alternative APN	`13-07-104-033`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	604 sqft Living Area
1st Floor Area	604 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	8,500 sqft (0.195 acres)
Lot Dimensions	50 ft deep x 169 ft wide
Garage Type	Detached
Garage Area	750 sqft
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	041307104033
Street Address	1655 N 31ST ST
City	DECATUR
State	IL
Zip	62526-5426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	L 0008 B 00 GUSTINS 5TH SUBD 169.6X50
Legal Subdivision	GUSTINS 5TH SUBD
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1027
Census Tract	1000

Owner

1655 N 31st St is owned and occupied by an individual who bought it in March 2022.

Source: Macon County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1655 N 31ST ST, DECATUR, IL 62526-5426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 29, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST MID ILLINOIS BK & TR NA
Oct 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2022 · Amount on File
Deed Sale	Mar 29, 2022 · Amount on File
Deed Document Number	20221994258
Deed Book / Page	4886 / 39
Prior Transfer Date	Oct 7, 2021
Prior Transfer Doc	4857/439
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	1655 N 31ST ST, DECATUR, IL 62526-5426
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2025R013580
Date	Nov 14, 2025
Instrument	2025R-013580

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2045

Interest

Rate Type	Fixed Rate
Rate	8.25%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Mar 29, 2022
Property Address	1655 N 31ST ST, DECATUR, IL 62526-5426
Document Number	0004886/39
Book / Page	4886 / 39
Map Reference	BK 745 PG 191
Instrument Date	Mar 22, 2022
Instrument	1994258
Transaction Type	Transfer
Record Updated	Apr 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1655 N 31ST ST, DECATUR, IL 62526-5426

Mortgage

Document Number	1994259488641
Date	Mar 29, 2022
Instrument	1994259488641

Lender

Name	FIRST MID ILLINOIS BK & TR NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Oct 19, 2021
Property Address	1655 N 31ST ST, DECATUR, IL 62526-5426
Document Number	4857/439
Book / Page	4857 / 439
Map Reference	PB 335 PG 198
Instrument Date	Oct 7, 2021
Instrument	1987311
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 98332, LAKEWOOD, WA 98496-8332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 98332, LAKEWOOD, WA 98496-8332

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$9,396 (+7.27%) Land $2,376 Building $7,020	$28,191 (+7.27%) Land $7,129 Building $21,062
2024		$8,759 Land $2,215 Building $6,544	$26,280 Land $6,646 Building $19,634

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1655 N 31st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1655 N 31st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: T-Mobile.

Nearby Properties on N 31st St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures