Cherokee County property record for 1655 McDonald Rd, Murphy, NC 28906 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,480 sqft · built 2013 |
| Lot Size | 3.7 acres (161,172 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $612,000 (Oct 2020) |
| Tax Bill | $2,630 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 458400425495000 |
| Primary APN | 458400425495000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,480 sqft Heated Area |
| Gross Area | 5,726 sqft |
| 1st Floor Area | 2,480 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 161,172 sqft (3.7 acres) |
| Lot Dimensions | 677 ft deep x 207 ft wide |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 360 sqft |
| Deck Area | 452 sqft |
| Patio Area | 798 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 53136 |
|---|---|
| Street Address | 1655 MCDONALD RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-3422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 CARRINGER DEV 1542/962 |
| Legal Subdivision | CARRINGER DEVELOPMENT |
| Legal Lot Number | 5 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 930300 |
Source: Cherokee County records · APN 458400425495000
Assessment roll updated October 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1655 MCDONALD RD, MURPHY, NC 28906-3422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO |
| Dec 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO |
| Oct 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 28, 2020 · Amount on Record |
| Deed Sale | Oct 28, 2020 · Amount on Record |
| Deed Document Number | 20206284 |
| Deed Book / Page | 1662 / 303 |
| Prior Transfer Date | Aug 08, 2016 |
| Prior Transfer Doc | 01542/0962 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 1655 MCDONALD RD, MURPHY, NC 28906-3422 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01580/0374 |
|---|---|
| Date | Feb 12, 2018 |
| Book Page | 01580/0374 |
| Instrument | 99635 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 1655 MCDONALD RD, MURPHY, NC 28906-3422 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01576/0823 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 01576/0823 |
| Instrument | 05872 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Oct 28, 2020 |
| Property Address | 1655 MCDONALD RD, MURPHY, NC 28906-3422 |
| Document Number | 001662/303 |
| Book / Page | 1662 / 303 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 6284 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,224.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 158 ARROWHEAD PT W, 158, TOPTON, NC 28781-6705 |
| Name | Verified Name |
|---|---|
| Address | 1655 MCDONALD RD, MURPHY, NC 28906-3422 |
| Document Number | 0001662308 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 1662/308 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,630.00 | $380,490 (-) | $380,490 (-) Land $82,500 Building $297,990 |
| 2023 | $380,490 | $380,490 Land $82,500 Building $297,990 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399303001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2018, rainfall accumulation |
| Wildfire Risk | High above 76% of the US · above 96% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 216 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Blue Ridge Mountain Electric Membership | Fiber | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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