1655 Layfield Run Rd, Cairo, WV 26337 Property Records

Ritchie County property record for 1655 Layfield Run Rd, Cairo, WV 26337

Property Summary

Property Type	Mobile Home
Lot Size	3.43 acres (149,411 sqft)
Owner	2 Individual Names on File
Last Sale	$179,000 (Jul 2023)
Tax Bill	$671 (2026)
Deeds & Mortgages	Sep 2024 Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-6-0018.0001`

Property Details

APN / Parcel Number

Primary APN	`05-6-0018.0001`
Alternative APN	`43-05-6-0018.0001`

Exterior

Architectural Style	Mobile Home
Lot Area	149,411 sqft (3.43 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1655 LAYFIELD RUN RD
City	CAIRO
State	WV
Zip	26337-6773
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SURF 3.426 AC LAYFIELD FORK
Jurisdiction	RITCHIE WV
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1012
Census Tract	962400

Owner

1655 Layfield Run Rd, a mobile home, is owned and occupied by two individuals who bought it in July 2023.

Source: Ritchie County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1655 LAYFIELD RUN RD, CAIRO, WV 26337-6773
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2024	Deed of Trust, Mortgage HUD
Jul 5, 2023	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2023 · Amount on File
Deed Sale	Jul 5, 2023 · Amount on File
Deed Document Number	20239249
Deed Book / Page	402 / 455
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RITCHIE WV
Property Address	1655 LAYFIELD RUN RD, CAIRO, WV 26337-6773
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000250/49
Date	Sep 3, 2024
Book Page	250/49
Instrument	202400008257

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	348 Months
Due	Jul 1, 2053

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	RITCHIE WV
Recording Date	Jul 5, 2023
Property Address	1655 LAYFIELD RUN RD, CAIRO, WV 26337-6773
Document Number	000402/455
Book / Page	402 / 455
Map Reference	DB 282 PG 1068
Instrument Date	Jun 22, 2023
Instrument	202300009249
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	APPROVED ATTORNEY TITLE COMPANY, APPROVED ATTORNEYS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$787.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1655 LAYFIELD RUN RD, CAIRO, WV 26337-6773

Mortgage

Document Number	202300009250
Date	Jul 5, 2023
Instrument	202300009250

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 1655 Layfield Run Rd was $671, up 3.4% from the year before.

Source: Ritchie County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Ritchie County
Unified School District	Ritchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$671.00 (+3.39%)	$60,240 (+3.29%) Land $14,160 Building $46,080	$100,400 (+3.29%) Land $23,600 Building $76,800
2025	$649.00	$58,320 Land $13,140 Building $45,180	$97,200 Land $21,900 Building $75,300
2023	$406.00 (-0.25%) Homeowner's exemption Disabled Person's exemption	$57,360 (+0.74%) Land $13,140 Building $44,220	$95,600 (+0.74%) Land $21,900 Building $73,700
2022	$407.00 Homeowner's exemption Disabled Person's exemption	$56,940 Land $11,940 Building $45,000	$94,900 Land $19,900 Building $75,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1655 Layfield Run Rd in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	21 (1985–2019)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Flooding, Severe Storms, And Landslides, Feb 2000 · 7 claims Severe Storms And Flooding, Jun 1998 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1655 Layfield Run Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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