1655 Laurel Oaks Dr, Bartow, FL 33830 Property Records

Polk County property record for 1655 Laurel Oaks Dr, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,340 sqft · built 2019
Lot Size	0.176 acres (7,653 sqft)
Owner	2 Individual Names on File
Last Sale	$346,800 (Jul 2025)
Tax Bill	$2,630 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-29-36-292208-000330`

Property Details

APN / Parcel Number

Primary APN	`24-29-36-292208-000330`
Alternative APNs	`362924292208000330` `62924000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,340 sqft Living Area
Gross Area	2,760 sqft
1st Floor Area	2,340 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,653 sqft (0.176 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Screened/Unfinished Porch
Porch Area	205 sqft

Location & Zoning

Street Address	1655 LAUREL OAKS DR
City	BARTOW
State	FL
Zip	33830-7709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LYLE OAKS PB 163 PG 29-30 LOT 33
Legal Range	24E
Legal Township	29S
Legal Section	36
Legal Subdivision	LYLE OAKS
Legal Block	1
Legal Lot Number	33
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1041
Census Tract	14803

Owner

1655 Laurel Oaks Dr is owned and occupied by two individuals who bought it in July 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1655 LAUREL OAKS DR, BARTOW, FL 33830-7709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage RP FNDG
May 15, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage RP FNDG
Aug 22, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2025 · Amount on File
Deed Sale	Jul 15, 2025 · Amount on File
Prior Sale	May 15, 2019 · Amount on File
Deed Document Number	2025164815
Deed Book / Page	13624 / 1755
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1655 LAUREL OAKS DR, BARTOW, FL 33830-7709
Document Number	0112450366
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1655 LAUREL OAKS DR BARTOW FL 338307709, BARTOW, FL 33830-7709

Mortgage

Document Number	0112450366
Date	May 27, 2020
Book Page	011245/000366
Instrument	104923

Lender

Name	RP FNDG
Type	Funding / Finance Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 26, 2050

May 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	May 15, 2019
Property Address	1655 LAUREL OAKS DR, BARTOW, FL 33830-7709
Document Number	0108411371
Book / Page	010841 / 001371
Instrument Date	May 10, 2019
Instrument	99380
Transaction Type	Subdivision Related Transfer
Record Updated	May 30, 2019
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,560.96
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1655 LAUREL OAKS DR BARTOW FL 338307709, BARTOW, FL 33830-7709

Mortgage

Document Number	108411372
Date	May 15, 2019
Book Page	010841/001372
Instrument	99381

Lender

Name	RP FNDG
Type	Funding / Finance Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Aug 22, 2018
Property Address	1655 LAUREL OAKS DR, BARTOW, FL 33830-7709
Document Number	0105890840
Book / Page	010589 / 000840
Instrument Date	Aug 21, 2018
Instrument	179249
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3,080.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149

Tax Assessment & Valuation

The 2025 property tax bill for 1655 Laurel Oaks Dr was $2,630.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,202 (+65.86%) Land $70,000 Building $241,202	$311,202 (-7.48%) Land $70,000 Building $241,202
2025	$2,630.00	$187,633	$336,363 Land $70,000 Building $266,363
2023	$2,851.00 (+15.66%) Homeowner's exemption	$177,034 (+3%)	$344,430 (+9.33%) Land $48,000 Building $296,430
2022	$2,465.00 Homeowner's exemption	$171,878	$315,029 Land $40,000 Building $275,029

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1655 Laurel Oaks Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1655 Laurel Oaks Dr is high, ranking above 79% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 68% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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