1655 Korkki Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 1655 Korkki Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,764 sqft · built 1928
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,000 (Feb 2026)
Tax Bill	$5,180 (2026)
Deeds & Mortgages	May 2022 Line of Credit Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`315-0020-04440`

Property Details

APN / Parcel Number

Primary APN	`315-0020-04440`
Alternative APNs	`1194330` `517668`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,764 sqft Gross Area
1st Floor Area	2,068 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1980
Exterior Material	Block
Construction Type	Frame
Lot Area	871,200 sqft (20 acres)
Garage Area	1,200 sqft

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	30 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Geothermal

Location & Zoning

Account Number	1194330
Street Address	1655 KORKKI RD
City	DULUTH
State	MN
Zip	55804-9699
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	NW1/4 OF NW1/4 EX W1/2 SERIAL #
Legal Range	12W
Legal Township	52N
Legal Section	27
Legal Subdivision	DULUTH TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1012
Census Tract	10500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1655 KORKKI RD, DULUTH, MN 55804-9699
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE
Feb 3, 2026	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Apr 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2026 · Amount on Record
Deed Sale	Feb 3, 2026 · Amount on Record
Deed Document Number	20261527264
Prior Transfer Date	Jan 30, 2026
Prior Transfer Doc	0001527264
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1655 KORKKI RD, DULUTH, MN 55804-9699
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1655 KORKKI RD, DULUTH, MN 55804-9699

Mortgage

Document Number	0001442801
Date	May 11, 2022
Instrument	1442801

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Apr 14, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 3, 2026
Property Address	1655 KORKKI RD, DULUTH, MN 55804-9699
Document Number	0001527264
Instrument Date	Jan 30, 2026
Instrument	1527264
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,359.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1655 KORKKI RD, DULUTH, MN 55804-9699
Investor	Possibly a Property Investor

Mortgage

Document Number	0001527265
Date	Feb 3, 2026
Instrument	1527265

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1655 KORKKI RD, DULUTH, MN 55804-9699
Document Number	00A1307243
Instrument Date	Apr 6, 2017
Transaction Type	Mortgage
Record Updated	Apr 25, 2017
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1655 KORKKI RD DULUTH MN 558049699, DULUTH, MN 55804-9699

Mortgage

Document Number	00A1307243
Date	Apr 12, 2017
Instrument	A1307243

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 11, 2032

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,180.00 (+12.56%) Homeowner's exemption
2025	$4,602.00 (+19.53%) Homeowner's exemption	$614,300 (+4.31%) Land $142,400 Building $471,900	$614,300 (+4.31%) Land $142,400 Building $471,900
2024	$3,850.00	$588,900 (+39.55%) Land $136,300 Building $452,600	$588,900 (+39.55%) Land $136,300 Building $452,600
2022		$422,000 Land $93,000 Building $329,000	$422,000 Land $93,000 Building $329,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	May 1993 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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