Ottawa County property record for 1655 Harding St, Conklin, MI 49403
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 4 bd · 2.5 ba · 2,722 sqft · built 1993 |
| Lot Size | 30.8 acres (1,341,648 sqft) |
| Owner | Individual Name on File |
| Last Sale | $43,000 (Jul 2013) |
| Tax Bill | $4,340 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-01-27-400-013 |
| Primary APN | 70-01-27-400-013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,722 sqft Total Area |
| 1st Floor Area | 1,406 sqft |
| Basement Area | 1,406 sqft |
| Unfinished Basement | 1,406 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 1,341,648 sqft (30.8 acres) |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 5 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1655 HARDING ST |
|---|---|
| City | CONKLIN |
| State | MI |
| Zip | 49403-9517 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | AGRICULTUR |
| Legal Description | W 1/2 OF SE 1/4 OF SE 1/4 & THE N 709 FT OF E 1/2 OF SE 1/4 OF SE 1/4 SEC 27 T9N R13W 308 A |
| Legal Range | 13W |
| Legal Township | 09N |
| Legal Section | 27 |
| Legal Subdivision | C |
| Legal Block | 400 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | CHESTER |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 20100 |
1655 Harding St, an agricultural property, is owned by an individual who bought it in July 2013.
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1655 HARDING ST, CONKLIN, MI 49403-9517 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2013 · Amount on File |
| Deed Sale | Jul 8, 2013 · Amount on File |
| Deed Document Number | 201331391 |
| Prior Transfer Date | Jun 26, 2013 |
| Prior Transfer Doc | 20130031391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 1655 HARDING ST, CONKLIN, MI 49403-9517 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2020 |
| Name | Verified Name |
|---|
| Document Number | 20200031787 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 2020-0031787 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | SPARTA, MI 49345 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2030 |
The 2025 property tax bill for 1655 Harding St was $4,340.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Chester Township |
| Unified School District | Sparta Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $358,000 | $716,000 | |
| 2025 | $4,340.00 | ||
| 2023 | $302,600 | $605,200 | |
| 2022 | $3,810.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1655 Harding St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1655 Harding St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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