1655 Garnet St, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 1655 Garnet St, Kannapolis, NC 28083

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,580 sqft · built 2025
Lot Size0.177 acres (7,688 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Mar 2026)
Deeds & MortgagesMar 2026 Sale
Mar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5623 30 1400

Property Details

APN / Parcel Number

Primary APN5623 30 1400
Alternative APNs
  • 04075 0058.000000
  • 123121
  • 29414

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,580 sqft Living Area
Gross Area1,850 sqft
1st Floor Area886 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,688 sqft (0.177 acres)
Lot Dimensions124 ft deep x 62 ft wide
DrivewayConcrete Driveway
PorchSlab
Porch Area115 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number123121
Street Address1655 GARNET ST
CityKANNAPOLIS
StateNC
Zip28083-6676
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionP/O LTS 3 & 4 COOK PROP
Legal SubdivisionLAKE CONCORD RD
Legal Lot Number3-4
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group1
Census Block1009
Census Tract40703

Owner

1655 Garnet St is owned and occupied by two individuals who bought it in March 2026.

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1655 GARNET ST, KANNAPOLIS, NC 28083-6676
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Warranty Deed, Transfer
BLUEPRINT TITLE
Mar 20, 2026Warranty Deed, Transfer · Conventional Mortgage
PRIMIS MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2026 · Amount on File
Deed SaleMar 23, 2026 · Amount on File
Prior SaleJul 23, 2025 · Amount on File
Deed Document Number20266305
Deed Book / Page17900 / 169
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateMar 20, 2026
Property Address1655 GARNET ST, KANNAPOLIS, NC 28083-6676
Document Number0017900169
Book / Page17900 / 169
Map ReferenceMB 11 PG 38
Instrument DateMar 20, 2026
Transaction TypeTransfer
Record UpdatedApr 17, 2026
Title CompanyBLUEPRINT TITLE

Transaction

AmountAmount on Record
Tax$600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address4707 CAROLANDO DR SW, CONCORD, NC 28027-9444

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1655 GARNET ST, KANNAPOLIS, NC 28083-6676

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateMar 20, 2026
Property Address1655 GARNET ST, KANNAPOLIS, NC 28083-6676
Document Number0017900169
Book / Page17900 / 169
Map ReferenceMB 11 PG 38
Instrument DateMar 20, 2026
Transaction TypeTransfer
Record UpdatedApr 17, 2026
Title CompanyBLUEPRINT TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address4707 CAROLANDO DR SW, CONCORD, NC 28027-9444

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1655 GARNET ST, KANNAPOLIS, NC 28083-6676

Mortgage

Document Number0017900173
DateMar 20, 2026
Instrument17900/173
Lender
NamePRIMIS MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

Mortgage

Document Number0017900186
DateMar 23, 2026
Book Page17900/186
Lender
NameNORTH CAROLINA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressRALEIGH, NC 27609
Agreement
AmountAmount on Record
Term180 Months
DueMar 22, 2041

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictKannapolis City Schools (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$228,600 (+357.2%) Land $47,000 Building $181,600
2025$50,000 Land $50,000
2024$228,600 (+247.1%) Land $47,000 Building $181,600
2023$65,860 Land $65,860$65,860 Land $65,860

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1655 Garnet St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1655 Garnet St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KANNAPOLIS
serves 56,050 people · EPA ID NC0180065
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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