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1655 Flat Mountain Rd, Highlands, NC 28741 Property Records

Macon County property record for 1655 Flat Mountain Rd, Highlands, NC 28741

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,118 sqft · built 1985
Lot Size0.61 acres (26,572 sqft)
Owner2 Company Names on File
Last Sale$395,000 (Jul 2021)
Tax Bill$1,689 (2026)
Deeds & MortgagesFeb 2026 Transfer
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7531918690

Property Details

APN / Parcel Number

Primary APN7531918690
Alternative APNs
  • 0501566
  • 150022

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,118 sqft Heated Area
1st Floor Area768 sqft
Upper Floors Area350 sqft
Basement Area768 sqft
Unfinished Basement768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1995
Architectural StyleRustic
Exterior MaterialLogs
Construction TypeLog
Foundation TypeCrossed Walls
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area26,572 sqft (0.61 acres)
TerrainRolling
PorchSlab
Porch Area256 sqft

Utilities, Heating & Cooling

SewerSeptic

Location & Zoning

Account Number150022
Street Address1655 FLAT MOUNTAIN RD
CityHIGHLANDS
StateNC
Zip28741-8769
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionON 1544 FLAT MTN
Legal SubdivisionFLAT TOP MOUNTAIN
JurisdictionMACON NC
Township / Civil DivisionHIGHLANDS
Census Block Group2
Census Block2044
Census Tract970501

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address1655 FLAT MOUNTAIN RD, HIGHLANDS, NC 28741-8769
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Intrafamily Transfer, Transfer
Jul 8, 2021Warranty Deed, Transfer · Conventional Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2021 · Amount on File
Deed SaleJul 8, 2021 · Amount on File
Deed Document Number20216496
Deed Book / PageB41 / 746
Record UpdatedOct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACON NC
Recording DateFeb 11, 2026
Property Address1655 FLAT MOUNTAIN RD, HIGHLANDS, NC 28741-8769
Document Number00F44/1257
Book / PageF-44 / 1257
Map ReferenceCARD 11582
Instrument DateJan 14, 2026
Instrument2026000831
Transaction TypeTransfer
Record UpdatedFeb 20, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1655 FLAT MOUNTAIN RD, HIGHLANDS, NC 28741-8769

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateJul 8, 2021
Property Address1655 FLAT MOUNTAIN RD, HIGHLANDS, NC 28741-8769
Document Number000B41/746
Book / PageB-41 / 746
Map ReferenceCARD 11582
Instrument DateJul 8, 2021
Instrument2021006496
Transaction TypeTransfer
Record UpdatedNov 8, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$790.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2930, CASHIERS, NC 28717-2930

Mortgage

Document Number2021006497
DateJul 8, 2021
Instrument2021006497
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,689.00 (+3.3%)$524,310 (+0.23%) Land $112,670 Building $411,640$524,310 (+0.23%) Land $112,670 Building $411,640
2025$1,635.00 (+0.74%)$523,110 (-) Land $112,670 Building $410,440$523,110 (-) Land $112,670 Building $410,440
2023$1,623.00$523,110 Land $112,670 Building $410,440$523,110 Land $112,670 Building $410,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2020–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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