1655 Elm St, Bakersfield, CA 93301 Property Records

Kern County property record for 1655 Elm St, Bakersfield, CA 93301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,094 sqft · built 1948
Lot Size	0.161 acres (7,025 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Feb 2020)
Tax Bill	$4,212 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`004-232-10-00-8`

Property Details

APN / Parcel Number

Primary APN	`004-232-10-00-8`
Alternative APNs	`004-232-10-4` `0042321000` `00423210`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,094 sqft Living Area
Gross Area	1,514 sqft
1st Floor Area	1,094 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	7,025 sqft (0.161 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	60 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	004232104
Street Address	1655 ELM ST
City	BAKERSFIELD
State	CA
Zip	93301-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 1243 , BLOCK 418, LOT PTN
Legal Tract	1243
Legal Block	418
Legal Lot Number	PTN
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	4
Census Block	4019
Census Tract	1700

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1655 ELM ST, BAKERSFIELD, CA 93301-3215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 30, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 26, 2020	Grant Deed, Transfer · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2020 · Amount on Record
Deed Sale	Feb 26, 2020 · Amount on Record
Prior Sale	Dec 9, 2011 · Amount on Record
Deed Document Number	202026010
Prior Transfer Date	Jan 5, 2004
Prior Transfer Doc	0000005138
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	1655 ELM ST, BAKERSFIELD, CA 93301-3215
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	VYLLA TITLE LLC, VYLLA TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1655 ELM ST, BAKERSFIELD, CA 93301-3215

Mortgage

Document Number	0000044641
Date	Mar 22, 2022
Instrument	222044641

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	1655 ELM ST, BAKERSFIELD, CA 93301-3215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040782
Date	Mar 30, 2020
Instrument	220040782

Lender

Name	TRUIST BANK
Type	Bank
Address	ATLANTA, GA 30328

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Feb 26, 2020
Property Address	1655 ELM ST, BAKERSFIELD, CA 93301-3215
Document Number	0000026010
Instrument Date	Feb 7, 2020
Instrument	26010
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$308.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1655 ELM ST BAKERSFIELD CA 933013215, BAKERSFIELD, CA 93301-3215

Mortgage

Document Number	26011
Date	Feb 26, 2020
Instrument	26011

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$312,340 (+2%) Land $55,774 Building $256,566
2025	$4,212.00 (+3.44%) Homeowner's exemption	$306,217 (+4.04%) Land $54,681 Building $251,536
2023	$4,072.00 (+2.11%) Homeowner's exemption	$294,327 Land $52,558 Building $241,769
2022	$3,988.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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