Citrus County property record for 1655 E Ray St, Hernando, FL 34442 · Last verified December 2025
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,352 sqft Living Area |
| Lot Size | 125,017 sqft (2.86 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $185,000 (2021) |
| Tax Bill | $1,604.00 (2025) |
Source: Citrus County records · APN 2718S19E00201250
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1655 E RAY ST, HERNANDO, FL 34442-4935 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 07, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 04, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 04, 2021 · Amount on Record |
| Deed Sale | Nov 04, 2021 · Amount on Record |
| Prior Sale | Jan 10, 2002 |
| Deed Doc Number | 2021076799 |
| Deed Book / Page | 3222 / 2037 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 1655 E RAY ST, HERNANDO, FL 34442-4935 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4797 SW LARCH DR, BEAVERTON, OR 97005-3407 |
| Document Number | 0032320101 |
|---|---|
| Date | Dec 07, 2021 |
| Book Page | 3232/101 |
| Instrument | 2021083937 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Nov 04, 2021 |
| Property Address | 1655 E RAY ST, HERNANDO, FL 34442-4935 |
| Document Number | 0032222037 |
| Book / Page | 3222 / 2037 |
| Map Reference | MB 8 PG 16-18 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 2021076799 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | FIRST INTERNATIONAL TTL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1357, HERNANDO, FL 34441-1357 |
| Name | Verified Name |
|---|---|
| Address | 4797 SW LARCH DR, BEAVERTON, OR 97005-3407 |
| Document Number | 0032222039 |
|---|---|
| Date | Nov 04, 2021 |
| Book Page | 3222/2039 |
| Instrument | 2021076800 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,604.00 (+6.37%) Homeowner's exemption Additional exemption filed | $180,909 (+21.55%) Land $71,700 Building $109,209 | $180,909 (+21.55%) Land $71,700 Building $109,209 |
| 2024 | $1,508.00 (+2.94%) Homeowner's exemption Additional exemption filed | $148,829 (+2.61%) Land $43,020 Building $105,809 | $148,829 (+2.61%) Land $43,020 Building $105,809 |
| 2023 | $1,465.00 (+6.86%) Homeowner's exemption Additional exemption filed | $145,044 (+16.93%) Land $40,150 Building $104,894 | $145,044 (+16.93%) Land $40,150 Building $104,894 |
| 2022 | $1,371.00 Homeowner's exemption Additional exemption filed | $124,044 Land $35,280 Building $88,764 | $124,044 Land $35,280 Building $88,764 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 2718S19E00201250 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,352 sqft Living Area |
| 1st Floor | 1,352 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Subfloor Flooring |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Modular Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 125,017 sqft (2.86 acres) |
| Depth X Width | 635 ft x 134 ft Depth x Width |
| Garage Type | Carport Garage |
| Carport | Carport |
| Carport Area | 760 sqft Carport |
| Deck Area | 160 sqft Deck |
| Patio Area | 160 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 2957107 |
|---|---|
| Old Parcel Number | 2718S19E00201250 |
| Street Address | 1655 E RAY ST |
| City | HERNANDO |
| State | FL |
| Zip | 34442-4935 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | HERCALA ACRES UNIT 2 PB 8 PG 16(MSP96-22 OR BK 1160 PG 1499-1502) PCL A: LOT 125 LESS S 336 FT OF E 130 FT THEREOF |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 28 |
| Legal Subdivision | HERCALA ACRES UNIT 2 |
| Legal Lot Number | 125 |
| Legal Unit | 2 |
| Jurisdiction | CITRUS FL |
| Minor Civil Division | INVERNESS |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 450705 |
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