1655 Devonshire Ln, Lake Forest, IL 60045 Property Records

Lake County property record for 1655 Devonshire Ln, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,902 sqft · built 1984
Lot Size	0.581 acres (25,313 sqft)
Owner	2 Individual Names on Record
Last Sale	$785,000 (Jul 2020)
Tax Bill	$12,609 (2024)
Deeds & Mortgages	Mar 2018 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-13-203-009`

Property Details

APN / Parcel Number

Primary APN	`15-13-203-009`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,902 sqft Living Area
Gross Area	5,203 sqft
1st Floor Area	1,576 sqft
Upper Floors Area	1,576 sqft
Basement Area	1,000 sqft
Finished Basement	750 sqft
Unfinished Basement	250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	25,313 sqft (0.581 acres)
Garage Type	Attached
Garage Area	667 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	449 sqft
Deck Area	Deck Area
Patio Area	488 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1655 DEVONSHIRE LN
City	LAKE FOREST
State	IL
Zip	60045-3777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEDGEWOOD SUB; LOT 3 IN BLK3 ALSO 1/63% INT IN OUTLOTS 1,2,& 3 (EX PT FALLING 18-43-12)
Legal Subdivision	WEDGEWOOD SUB
Legal Block	3
Legal Lot Number	3
Jurisdiction	LAKE IL
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2025
Census Tract	866200

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1655 DEVONSHIRE LN, LAKE FOREST, IL 60045-3777
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2018	Deed of Trust, Mortgage · ARM FIFTH THIRD MORTGAGE CO
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Jul 15, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Prior Sale	Jun 30, 2014 · Amount on Record
Deed Document Number	20207674080
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1655 DEVONSHIRE LN, LAKE FOREST, IL 60045-3777
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007472907
Date	Mar 29, 2018
Instrument	7472907

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Apr 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	8.87%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1655 DEVONSHIRE LN, LAKE FOREST, IL 60045-3777
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007830858
Date	Sep 30, 2021
Instrument	7830858

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jul 15, 2020
Property Address	1655 DEVONSHIRE LN, LAKE FOREST, IL 60045-3777
Document Number	0007674080
Map Reference	DOC 2034877
Instrument Date	Jun 24, 2020
Instrument	7674080
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1655 DEVONSHIRE LN, LAKE FOREST, IL 60045-3777
Investor	Possibly a Property Investor

Mortgage

Document Number	0007674081
Date	Jul 15, 2020
Instrument	7674081

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Vernon Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$230,069 (+12.42%) Land $44,064 Building $186,005	$690,276 (+12.42%) Land $132,205 Building $558,071
2024	$12,609.00 (+8.43%)
2023	$11,629.00 (+3.07%)	$204,644 (+3.4%) Land $39,194 Building $165,450	$613,994 (+3.4%) Land $117,594 Building $496,400
2022	$11,283.00	$197,912 Land $37,905 Building $160,007	$593,795 Land $113,726 Building $480,069

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1985–2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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