1655 Circular Rd, Toledo, OH 43614 Property Records

Lucas County property record for 1655 Circular Rd, Toledo, OH 43614

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,114 sqft · built 1948
Lot Size	0.174 acres (7,600 sqft)
Owner	Individual Name on File
Last Sale	$172,500 (Apr 2021)
Tax Bill	$3,067 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-24017`

Property Details

APN / Parcel Number

Primary APN	`16-24017`
Alternative APN	`06029015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,114 sqft Living Area
1st Floor Area	1,114 sqft
Basement Area	1,114 sqft

Exterior

Year Built	Built 1948
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	7,600 sqft (0.174 acres)
Lot Dimensions	100 ft deep x 83 ft wide
Garage Type	Basement
Garage Area	391 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	96 sqft
Deck Area	215 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1655 CIRCULAR RD
City	TOLEDO
State	OH
Zip	43614-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS6
Legal Description	WILDWOOD 2ND ALLMT LOT 251
Legal Subdivision	WILDWOOD 2ND ALLMT
Legal Lot Number	251
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2006
Census Tract	4501

Owner

1655 Circular Rd is owned and occupied by an individual who bought it in April 2021.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1655 CIRCULAR RD, TOLEDO, OH 43614-4203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Oct 15, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 1, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2021 · Amount on File
Deed Sale	Apr 13, 2021 · Amount on File
Prior Sale	Feb 1, 2021 · Amount on File
Deed Document Number	21102591
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Apr 13, 2021
Property Address	1655 CIRCULAR RD, TOLEDO, OH 43614-4203
Document Number	0000018590
Instrument Date	Apr 7, 2021
Instrument	202104130018590
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1655 CIRCULAR RD, TOLEDO, OH 43614-4203

Mortgage

Document Number	0000018591
Date	Apr 13, 2021
Instrument	202104130018591

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	1655 CIRCULAR RD, TOLEDO, OH 43614-4203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045597
Date	Oct 15, 2020
Instrument	202010150045597

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 4, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Feb 1, 2021
Property Address	1655 CIRCULAR RD, TOLEDO, OH 43614-4203
Document Number	0000005327
Instrument Date	Jan 5, 2021
Instrument	202102010005327
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1655 CIRCULAR RD, TOLEDO, OH 43614-4203

Tax Assessment & Valuation

The 2025 property tax bill for 1655 Circular Rd was $3,067, up 10.3% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,067.00 (+10.32%)	$48,860 (-) Land $14,700 Building $34,160
2024	$2,780.00 (+8.76%)	$48,860 (+27.37%) Land $14,700 Building $34,160	$139,600 Land $42,000 Building $97,600
2023	$2,556.00 (+25.79%)	$38,360 (-) Land $13,370 Building $24,990
2022	$2,032.00 Homeowner's exemption	$38,360 Land $13,370 Building $24,990
2021			$109,600 Land $38,200 Building $71,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1655 Circular Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1982)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1655 Circular Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20

May also be available: Amplex Wireless, Verizon.

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