16548 War Cloud Dr, Moreno Valley, CA 92551 Property Records

Riverside County property record for 16548 War Cloud Dr, Moreno Valley, CA 92551

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.75 ba · 2,360 sqft · built 1990
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Apr 2019)
Tax Bill	$4,575 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`312-142-012`

Property Details

APN / Parcel Number

Primary APN	`312-142-012`

Interior

Bedrooms	6 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,360 sqft Living Area
Gross Area	2,940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Tile
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	16548 WAR CLOUD DR
City	MORENO VALLEY
State	CA
Zip	92551-2525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 64 MB 176/097 TR 20859
Legal Subdivision	TRACT 20859
Legal Tract	20859
Legal Lot Number	64
Jurisdiction	RIVERSIDE CA
Township / Civil Division	PERRIS VALLEY
Census Block Group	1
Census Block	1005
Census Tract	48800

Owner

16548 War Cloud Dr is owned and occupied by two individuals who bought it in April 2019.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16548 WAR CLOUD DR, MORENO VALLEY, CA 92551-2525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · FHA Mortgage LENDING 3 INC
Apr 5, 2019	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2019 · Amount on File
Deed Sale	Apr 5, 2019 · Amount on File
Prior Sale	Mar 25, 2004 · Amount on File
Deed Document Number	2019116006
Prior Transfer Date	Nov 13, 2016
Prior Transfer Doc	0000552268
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	16548 WAR CLOUD DR, MORENO VALLEY, CA 92551-2525
Document Number	0000659129
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16548 WAR CLOUD DR MORENO VALLEY CA 925512525, MORENO VALLEY, CA 92551-2525

Mortgage

Document Number	0000659129
Date	Dec 24, 2020
Instrument	659129

Lender

Name	LENDING 3 INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 23, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 5, 2019
Property Address	16548 WAR CLOUD DR, MORENO VALLEY, CA 92551-2525
Document Number	0000116006
Map Reference	MB 176 PG 97-100
Instrument Date	Mar 14, 2019
Instrument	2019-0116006
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16548 WAR CLOUD DR, MORENO VALLEY, CA 92551-2525

Mortgage

Document Number	0000116007
Date	Apr 5, 2019
Instrument	2019-0116007

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 16548 War Cloud Dr was $4,575.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Moreno Valley City
Unified School District	Val Verde Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,546 (+2%) Land $51,199 Building $341,347
2025	$4,575.00	$384,850 Land $50,196 Building $334,654
2023	$4,427.00 (+1.89%)	$369,908 Land $48,248 Building $321,660
2022	$4,345.00
2021			$413,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16548 War Cloud Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16548 War Cloud Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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