16548 McKinley Rd, Umatilla, FL 32784 Property Records

Lake County property record for 16548 McKinley Rd, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 973 sqft · built 1958
Lot Size	0.863 acres (37,595 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Nov 2021)
Tax Bill	$2,664 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-18-26-0001-000-01200`

Property Details

APN / Parcel Number

Primary APN	`35-18-26-0001-000-01200`
Alternative APN	`1213860`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	973 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Block
Roof Material	Shingle
Lot Area	37,595 sqft (0.863 acres)
Lot Dimensions	434 ft deep x 173 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	238 sqft
Utility Building	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1213860
Street Address	16548 MCKINLEY RD
City	UMATILLA
State	FL
Zip	32784-8821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 130 FT W OF NE COR SW 1/4 OF NW 1/4 OF NE 1/4 RUN S 315 FT W 219 FT N 100 FT E 146 FT N 215 FT E TO POB ORB 5834 PG 456
Legal Range	26E
Legal Township	18S
Legal Section	35
Legal Subdivision	ACREAGE OR UNREC
Legal Tract	1
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	3
Census Block	3082
Census Tract	30110

Owner

Source: Lake County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16548 MCKINLEY RD, UMATILLA, FL 32784-8821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 9, 2021 · Amount on Record
Deed Sale	Nov 9, 2021 · Amount on Record
Prior Sale	Nov 9, 2000
Deed Document Number	2021156136
Deed Book / Page	5834 / 456
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 9, 2021
Property Address	16548 MCKINLEY RD, UMATILLA, FL 32784-8821
Document Number	0058340456
Book / Page	5834 / 456
Instrument Date	Nov 4, 2021
Instrument	2021156136
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35407 FOX RUN CIR, EUSTIS, FL 32736-7708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16548 MCKINLEY RD, UMATILLA, FL 32784-8821

Mortgage

Document Number	0005834459
Date	Nov 9, 2021
Instrument	5834/459

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$184,210 (+5.98%) Land $51,719 Building $132,491	$213,154 (+18.3%) Land $51,719 Building $161,435
2024	$2,664.00 (+11.6%)
2023	$2,387.00 (+8.3%) Homeowner's exemption Additional exemption filed	$173,810 (+3%)	$180,181 (+6.77%) Land $24,012 Building $156,169
2022	$2,204.00 Homeowner's exemption Additional exemption filed	$168,749	$168,749 Land $24,012 Building $144,737

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20