Loudoun County property record for 16546 Loneoak Pl, Hamilton, VA 20158
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,200 sqft · built 1991 |
| Lot Size | 3.1 acres (135,036 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $899,000 (Jun 2021) |
| Tax Bill | $9,341 (2026) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Aug 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 380-35-1747-000 |
| Primary APN | 380-35-1747-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,200 sqft Living Area |
| 1st Floor Area | 1,194 sqft |
| Basement Area | 836 sqft |
| Finished Basement | 836 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 135,036 sqft |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 372 sqft |
| Deck Area | Deck Area |
| Patio Area | 1,318 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 16546 LONEOAK PL |
|---|---|
| City | HAMILTON |
| State | VA |
| Zip | 20158-9411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR1 |
| Legal Description | LONE OAK SUBD LOT 2 1632--737 |
| Legal Subdivision | LONE OAK SUBD |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | CATOCTIN |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 610201 |
16546 Loneoak Pl is owned and occupied by two individuals who bought it in June 2021.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16546 LONEOAK PL, HAMILTON, VA 20158-9411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| Aug 24, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Jun 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2021 · Amount on File |
| Deed Sale | Jun 15, 2021 · Amount on File |
| Prior Sale | Dec 3, 1998 · Amount on File |
| Deed Document Number | 202166831 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 16546 LONEOAK PL, HAMILTON, VA 20158-9411 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000021823 |
|---|---|
| Date | Jun 7, 2023 |
| Instrument | 202306070021823 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 16546 LONEOAK PL, HAMILTON, VA 20158-9411 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000048738 |
|---|---|
| Date | Aug 24, 2022 |
| Instrument | 202208240048738 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Sep 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jun 15, 2021 |
| Property Address | 16546 LONEOAK PL, HAMILTON, VA 20158-9411 |
| Document Number | 202106150066831 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 202106150066831 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2021 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16546 LONEOAK PL, HAMILTON, VA 20158-9411 |
| Document Number | 202106150066832 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 202106150066832 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 16546 Loneoak Pl was $9,341.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,341.00 | $1,160,430 Land $321,500 Building $838,930 | $1,160,430 Land $321,500 Building $838,930 |
| 2023 | $9,355.00 | $1,069,150 Land $231,100 Building $838,050 | $1,069,150 Land $231,100 Building $838,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16546 Loneoak Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2011–2014) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16546 Loneoak Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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