Deschutes County property record for 16545 Stage Stop Dr, Bend, OR 97707
| Property Type | Vacant Land |
|---|---|
| Lot Size | 4.34 acres (189,050 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Nov 2024) |
| Tax Bill | $854 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 201023-C0-01000 |
| Primary APN | 201023-C0-01000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 189,050 sqft (4.34 acres) |
|---|
| Account Number | 160936 |
|---|---|
| Street Address | 16545 STAGE STOP DR |
| City | BEND |
| State | OR |
| Zip | 97707-2258 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | RR10 |
| Legal Description | COUGAR GROVE BLOCK 2 LOT 6 |
| Legal Range | 10 |
| Legal Township | 20 |
| Legal Section | 23 |
| Legal Subdivision | COUGAR GROVE |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | SISTERS-MILLICAN |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 404 |
Source: Deschutes County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16545 STAGE STOP DR, BEND, OR 97707-2258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AGWEST FARM CREDIT FLCA |
| Mar 11, 2026 | Intrafamily Transfer, Transfer · Construction Mortgage AGWEST FARM CREDIT FLCA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2024 · Amount on Record |
| Deed Sale | Nov 6, 2024 · Amount on Record |
| Deed Document Number | 202429212 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 16545 STAGE STOP DR, BEND, OR 97707-2258 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 16545 STAGE STOP DR, BEND, OR 97707-2258 |
| Document Number | 0000029264 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 2025-29264 |
| Name | AGWEST FARM CREDIT FLCA |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.95% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.6% |
| Max Rate At Change | 15.9% |
| Index | 1-Year CMT |
| Max Rate | 15.9% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Mar 11, 2026 |
| Property Address | 16545 STAGE STOP DR, BEND, OR 97707-2258 |
| Document Number | 0000006818 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 2026-06818 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | DESCHUTES TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16545 STAGE STOP DR, BEND, OR 97707-2258 |
| Document Number | 0000006819 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 2026-06819 |
| Name | AGWEST FARM CREDIT FLCA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.9% |
| Max Rate At Change | 14.6% |
| Index | 1-Year CMT |
| Max Rate | 14.6% |
Source: Deschutes County assessment roll, as of November 5, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $854.00 (+4.53%) | $63,960 (+3%) Land $63,960 | $395,370 (+1%) Land $395,370 |
| 2024 | $817.00 (+2.13%) | $62,100 (+2.99%) | $359,430 (-) Land $359,430 |
| 2023 | $800.00 | $60,300 | $359,430 Land $359,430 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Oregon |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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