Charlotte County property record for 16541 Timber Ln, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,112 sqft · built 2022 |
| Lot Size | 0.149 acres (6,525 sqft) |
| Owner | Individual Name on File |
| Last Sale | $521,000 (Oct 2022) |
| Tax Bill | $4,822 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-26-30-304-016 |
| Primary APN | 42-26-30-304-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,112 sqft Living Area |
| Gross Area | 3,915 sqft |
| Flooring | Covered |
| Year Built | Built 2022 |
|---|---|
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,525 sqft (0.149 acres) |
| Driveway | Driveway |
| Driveway Area | 432 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Heating System | Forced Air |
|---|
| Account Number | 10004733625 |
|---|---|
| Street Address | 16541 TIMBER LN |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-5029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | BCR 01A 0000 0124 BABCOCK RANCH COMMUNITY PHASE 1A & TOWN SQUARE LOT 124 E4621/1427 E4621/1443 4885/1807 5060 |
| Legal Range | 26E |
| Legal Township | 42S |
| Legal Section | 30 |
| Legal Subdivision | BABCOCK RANCH |
| Legal Phase | 1A |
| Legal Lot Number | 124 |
| Legal Unit | Y |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 10100 |
16541 Timber Ln is owned and occupied by an individual who bought it in October 2022.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 16541 TIMBER LN, PUNTA GORDA, FL 33982-5029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2022 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Dec 1, 2021 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2022 · Amount on File |
| Deed Sale | Oct 25, 2022 · Amount on File |
| Prior Sale | Dec 1, 2021 · Amount on File |
| Deed Document Number | 3162030 |
| Deed Book / Page | 5060 / 1626 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Oct 25, 2022 |
| Property Address | 16541 TIMBER LN, PUNTA GORDA, FL 33982-5029 |
| Document Number | 0050601626 |
| Book / Page | 5060 / 1626 |
| Map Reference | MB 22 PG 6 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 3162030 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 22, 2023 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,647.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460 |
| Name | Verified Name |
|---|---|
| Address | 16541 TIMBER LN, PUNTA GORDA, FL 33982-5029 |
| Document Number | 0050601630 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 5060/1630 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 1, 2021 |
| Property Address | 16541 TIMBER LN, PUNTA GORDA, FL 33982-5029 |
| Document Number | 0048851807 |
| Book / Page | 4885 / 1807 |
| Map Reference | MB 22 PG 6A-6P |
| Instrument Date | Nov 29, 2021 |
| Instrument | 3028762 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $525.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42850 CRESCENT LOOP STE 200, 200, BABCOCK RANCH, FL 33982-5037 |
| Name | Verified Name |
|---|---|
| Address | 10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460 |
The 2025 property tax bill for 16541 Timber Ln was $4,822 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,822.00 Homeowner's exemption | $362,678 | $589,483 Land $58,500 Building $530,983 |
| 2023 | $7,203.00 (+165.21%) Homeowner's exemption | $342,191 (+570.96%) | $627,970 (+1,131.31%) Land $60,500 Building $567,470 |
| 2022 | $2,716.00 | $51,000 Land $51,000 | $51,000 Land $51,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 16541 Timber Ln in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16541 Timber Ln is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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