San Joaquin County property record for 16541 Arbuckle Ave, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,057 sqft · built 2022 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $740,000 (Jul 2024) |
| Tax Bill | $15,307 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 210-800-450-000 |
| Primary APN | 210-800-450-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,057 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Wood |
| Lot Area | 4,356 sqft (0.1 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 16541 ARBUCKLE AVE |
|---|---|
| City | LATHROP |
| State | CA |
| Zip | 95330-8118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 45 RIVER ISLANDS STG 2B VILLAGE OO2 4069 |
| Legal Subdivision | RIVER ISLANDS STAGE 2B VL |
| Legal Block | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 5214 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2700 RABBIT HOLLOW DR, LATHROP, CA 95330-9839 |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOAN FACTORY INC |
| Feb 17, 2023 | Grant Deed, Transfer · Conventional Mortgage SAFE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2024 · Amount on Record |
| Deed Sale | Jul 1, 2024 · Amount on Record |
| Prior Sale | Feb 17, 2023 · Amount on Record |
| Deed Document Number | 202454102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 16541 ARBUCKLE AVE, LATHROP, CA 95330-8118 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2700 RABBIT HOLLOW DR, LATHROP, CA 95330-9839 |
| Document Number | 0000003679 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 2026-003679 |
| Name | LOAN FACTORY INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN JOSE, CA 95122 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 17, 2023 |
| Property Address | 16541 ARBUCKLE AVE, LATHROP, CA 95330-8118 |
| Document Number | 0000012726 |
| Map Reference | MB 43 PG 188 |
| Instrument Date | Jan 13, 2023 |
| Instrument | 2023-012726 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 16541 ARBUCKLE AVE, LATHROP, CA 95330-8118 |
| Investor | Possibly a Property Investor |
| Document Number | 0000012727 |
|---|---|
| Date | Feb 17, 2023 |
| Instrument | 2023-012727 |
| Name | SAFE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Jun 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 5.12% |
| Max Rate At Change | 5.12% |
| Index | 1-Year T-Bill |
| Max Rate | 5.12% |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Banta Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,307.00 (+1.49%) | ||
| 2025 | $15,083.00 (+30.87%) | $740,000 (+72.78%) Land $225,000 Building $515,000 | |
| 2023 | $11,525.00 (+133.54%) | $428,300 Land $117,300 Building $311,000 | $640,170 |
| 2022 | $4,935.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 107 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Matrix Broadband Fixed Wireless | 200 / 40 |
| Ayera Technologies Fixed Wireless | 120 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
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