16540 Wikiup Rd, Ramona, CA 92065 Property Records

San Diego County property record for 16540 Wikiup Rd, Ramona, CA 92065 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1986
Square Footage2,218 sqft Living Area
Lot Size22,216 sqft (0.51 acres)
OccupancyOwner Occupied
Last Sale$550,000 (2020)
Tax Bill$7,373.00 (2025)

Owner

Source: San Diego County records · APN 288-472-24-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address16540 WIKIUP RD, RAMONA, CA 92065-4683
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOMEPLUS CORP
May 12, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
STEARNS LENDING LLC
Nov 05, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LOANS LLC
Jan 23, 2020Grant Deed, Transfer
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 23, 2020 · Amount on Record
Deed SaleJan 23, 2020 · Amount on Record
Prior SaleNov 16, 2016 · Amount on Record
Deed Doc Number202038040
Prior Transfer DateSep 30, 2015
Prior Transfer Doc0000516158
Record RefreshedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16540 WIKIUP RD, RAMONA, CA 92065-4683
Transaction TypeMortgage
Record UpdatedDec 03, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address16540 WILKIUP ROAD, RAMONA, CA 92065-4683

Mortgage

Document Number0000802319
DateNov 22, 2021
Instrument2021-0802319
Lender
NameHOMEPLUS CORP
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16540 WIKIUP RD, RAMONA, CA 92065-4683
Transaction TypeMortgage
Record UpdatedMay 24, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address16540 WIKIUP RD, RAMONA, CA 92065-4683

Mortgage

Document Number0000365546
DateMay 12, 2021
Instrument2021-0365546
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16540 WIKIUP RD, RAMONA, CA 92065-4683
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address16540 WIKIUP RD, RAMONA, CA 92065-4683

Mortgage

Document Number0000689744
DateNov 05, 2020
Instrument2020-0689744
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term351 Months
DueFeb 01, 2050

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 23, 2020
Property Address16540 WIKIUP RD, RAMONA, CA 92065-4683
Document Number0000038040
Instrument DateJan 07, 2020
Instrument38040
Transaction TypeTransfer
Record UpdatedFeb 07, 2020
Title CompanyTICOR TITLE SAN DIEGO BR

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$605.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16540 WIKIUP RD RAMONA CA 920654683, RAMONA, CA 92065-4683

Mortgage

Document Number38041
DateJan 23, 2020
Instrument38041
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueJan 22, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$613,418 (+2%) Land $220,126 Building $393,292
2025$7,373.00 (+6.56%)$601,391 (+4.04%) Land $215,810 Building $385,581
2023$6,919.00 (-1.38%)$578,040 Land $207,431 Building $370,609
2022$7,016.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskVery High
above 94% of the US · above 80% of California
Wildfire LikelihoodAbout 1 in 72 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN288-472-24-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area2,218 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialStucco Exterior
Roof MaterialTile Roof
Lot Area22,216 sqft (0.51 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address16540 WIKIUP RD
CityRAMONA
StateCA
Zip92065-4683
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 759 TR 007519
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007519
Legal Block1
Legal Lot Number759
JurisdictionSAN DIEGO CA
Minor Civil DivisionRAMONA
Census Blockgroup1
Census Block1012
Census Tract20810

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