16540 Timber Ln, New Buffalo, MI 49117 Property Records

Berrien County property record for 16540 Timber Ln, New Buffalo, MI 49117

Property Summary

Property TypeSingle Family Home
Details2 bd · 4 ba · 2,881 sqft · built 1994
Lot Size0.54 acres (23,522 sqft)
OwnerIndividual Name on Record
Tax Bill$15,158 (2025)
Deeds & MortgagesJan 2017 Line of Credit
May 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-7721-0099-00-5

Property Details

APN / Parcel Number

Primary APN13-7721-0099-00-5
Alternative APN
  • 11-13-7721-0099-00-5

Interior

Bedrooms2 Beds
Full Baths4 Baths
Building Area2,881 sqft Living Area
1st Floor Area2,205 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleBungalow
Lot Area23,522 sqft (0.54 acres)
Lot Dimensions180 ft deep x 131 ft wide
Garage Area648 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address16540 TIMBER LN
CityNEW BUFFALO
StateMI
Zip49117-9265
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSELECTZONI
Legal DescriptionLOT 99 REPLAT OF TIMBER LANE ESTATES NO 3
Legal SubdivisionTIMBER LANE ESTATES
Legal Lot Number99
Legal Unit99
JurisdictionBERRIEN MI
Township / Civil DivisionNEW BUFFALO
Census Block Group2
Census Block2039
Census Tract11301

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1313 N RITCHIE CT, 1601, CHICAGO, IL 60610-2159
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2017Deed of Trust, Mortgage · Line of Credit
CITIBANK NA
May 16, 2022Deed of Trust, Mortgage · Line of Credit
STIFEL BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 7, 2002
Deed SaleFeb 7, 2002
Prior SaleOct 13, 1997 · Amount on Record
Deed Book / Page2226 / 1170
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address16540 TIMBER LN, NEW BUFFALO, MI 49117-9265
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03161/3114
DateJan 31, 2017
Book Page3161/3114
Lender
NameCITIBANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 30, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address16540 TIMBER LN, NEW BUFFALO, MI 49117-9265
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address833 CHESTNUT AVE, WILMETTE, IL 60091-1743

Mortgage

Document Number003374/896
DateMay 16, 2022
Book Page3374/896
Instrument2022353032
Lender
NameSTIFEL BANK & TRUST
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 15, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionNew Buffalo Township
Unified School DistrictNew Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$767,600 (+35.62%)$1,535,200 (+35.62%)
2025$15,158.00 (+13.48%)
2023$566,000$1,132,000
2022$13,358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHIKAMING TOWNSHIP
serves 2,825 people · EPA ID MI0001400
Water SourcePurchased surface water from LAKE CHARTER TOWNSHIP
Last State InspectionJun 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Timber Ln

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