Berrien County property record for 16540 Timber Ln, New Buffalo, MI 49117
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 2,881 sqft · built 1994 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $15,158 (2025) |
| Deeds & Mortgages | Jan 2017 Line of Credit May 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-7721-0099-00-5 |
| Primary APN | 13-7721-0099-00-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,881 sqft Living Area |
| 1st Floor Area | 2,205 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Bungalow |
| Lot Area | 23,522 sqft (0.54 acres) |
| Lot Dimensions | 180 ft deep x 131 ft wide |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16540 TIMBER LN |
|---|---|
| City | NEW BUFFALO |
| State | MI |
| Zip | 49117-9265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SELECTZONI |
| Legal Description | LOT 99 REPLAT OF TIMBER LANE ESTATES NO 3 |
| Legal Subdivision | TIMBER LANE ESTATES |
| Legal Lot Number | 99 |
| Legal Unit | 99 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NEW BUFFALO |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 11301 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1313 N RITCHIE CT, 1601, CHICAGO, IL 60610-2159 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2017 | Deed of Trust, Mortgage · Line of Credit CITIBANK NA |
| May 16, 2022 | Deed of Trust, Mortgage · Line of Credit STIFEL BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2002 |
| Deed Sale | Feb 7, 2002 |
| Prior Sale | Oct 13, 1997 · Amount on Record |
| Deed Book / Page | 2226 / 1170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 16540 TIMBER LN, NEW BUFFALO, MI 49117-9265 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03161/3114 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 3161/3114 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 16540 TIMBER LN, NEW BUFFALO, MI 49117-9265 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 833 CHESTNUT AVE, WILMETTE, IL 60091-1743 |
| Document Number | 003374/896 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 3374/896 |
| Instrument | 2022353032 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 15, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | New Buffalo Township |
| Unified School District | New Buffalo Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $767,600 (+35.62%) | $1,535,200 (+35.62%) | |
| 2025 | $15,158.00 (+13.48%) | ||
| 2023 | $566,000 | $1,132,000 | |
| 2022 | $13,358.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHIKAMING TOWNSHIP serves 2,825 people · EPA ID MI0001400 |
|---|---|
| Water Source | Purchased surface water from LAKE CHARTER TOWNSHIP |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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