16540 Spring Valley Rd, Dade City, FL 33523 Property Records

Pasco County property record for 16540 Spring Valley Rd, Dade City, FL 33523

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,904 sqft · built 1989
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Last Sale	$529,500 (Feb 2023)
Tax Bill	$1,619 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Sep 2021 Transfer + 2 more
Flood Zone	Zone A (high risk)
APN	`17-24-21-0000-00300-009C`

Property Details

APN / Parcel Number

Primary APN	`17-24-21-0000-00300-009C`
Alternative APNs	`212417000000300009C` `0064606`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,704 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	108,900 sqft (2.5 acres)
View / Lot	Rural
Garage Type	Carport
Garage Area	1 sqft
Carport	Carport
Carport Area	1 sqft
Driveway	Asphalt Driveway
Driveway Area	420 sqft

Exterior Amenities

Pool Area	200 sqft
Porch	Florida Room
Porch Area	388 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	16540 SPRING VALLEY RD
City	DADE CITY
State	FL
Zip	33523-6344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	COM AT THE SE COR OF THE NW1/4 OF SECTION 17 TH N00DG 01 48E ALG THE 1/4 SECTION LINE 43.50 FT TO THE NLY RIGHT-OF- WAY LINE OF STATE ROAD NO 41-A TH N89DG 05 12W ALG SAID RIGHT-OF-WAY LINE 1730.00 FT FOR POB TH CONT N89DG 05 12W 200.00 FT TH N00DG 0
Legal Range	21E
Legal Township	24S
Legal Section	17
Legal Subdivision	AL MAR ACRES
Legal Block	3
Legal Lot Number	9C
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1018
Census Tract	32300

Owner

16540 Spring Valley Rd is owned and occupied by an individual who bought it in February 2023.

Source: Pasco County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	16540 SPRING VALLEY RD, DADE CITY, FL 33523-6344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 2, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage HAMILTON GROUP FUNDING INC
Mar 23, 2020	Warranty Deed, Transfer · Conventional Mortgage HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2023 · Amount on File
Deed Sale	Feb 24, 2023 · Amount on File
Prior Sale	Mar 23, 2020 · Amount on File
Deed Document Number	202333756
Deed Book / Page	10772 / 901
Prior Transfer Date	Sep 2, 2021
Prior Transfer Doc	0104301023
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Feb 24, 2023
Property Address	16540 SPRING VALLEY RD, DADE CITY, FL 33523-6344
Document Number	0107720901
Book / Page	10772 / 901
Instrument Date	Feb 17, 2023
Instrument	2023033756
Transaction Type	Transfer
Record Updated	Mar 13, 2023
Title Company	SMART TITLE II LLC, SMART TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,706.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8614 WESTHOPE ST, CHARLOTTE, NC 28216-3690

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16540 SPRING VALLEY RD, DADE CITY, FL 33523-6344
Investor	Possibly a Property Investor

Mortgage

Document Number	0010772903
Date	Feb 24, 2023
Instrument	10772/903

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASCO FL
Recording Date	Sep 2, 2021
Property Address	16540 SPRING VALLEY RD, DADE CITY, FL 33523-6344
Document Number	0104301023
Book / Page	10430 / 1023
Instrument Date	Sep 2, 2021
Instrument	2021187748
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16540 SPRING VALLEY RD, DADE CITY, FL 33523-6344

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	16540 SPRING VALLEY RD, DADE CITY, FL 33523-6344
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREMIUM TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101042472
Date	May 20, 2020
Book Page	10104/2472
Instrument	2020080385

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Mar 23, 2020
Property Address	16540 SPRING VALLEY RD, DADE CITY, FL 33523-6344
Document Number	0100742919
Book / Page	10074 / 2919
Instrument Date	Mar 20, 2020
Instrument	2020050564
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	PREMIUM TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,366.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 213, DADE CITY, FL 33526-0213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 LAKE MIRIAM DR, LAKELAND, FL 33813-2149

Mortgage

Document Number	100742921
Date	Mar 23, 2020
Instrument	10074/2921

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 16540 Spring Valley Rd was $1,619 with a homeowner's exemption, up 3.1% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,160 (+10.55%)	$271,060 (+2.49%) Land $58,584 Building $212,476
2025	$1,619.00 (+3.12%) Homeowner's exemption	$124,970 Land $58,584 Building $66,386	$264,472 Land $58,584 Building $205,888
2024	$1,570.00 (-23.9%)
2023	$2,063.00 Additional exemption filed	$151,200 Land $58,584 Building $92,616	$259,058 Land $58,584 Building $200,474

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16540 Spring Valley Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	2 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16540 Spring Valley Rd is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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