16540 River St, White Springs, FL 32096 Property Records

Hamilton County property record for 16540 River St, White Springs, FL 32096 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1988
Square Footage	1,792 sqft Living Area
Lot Size	23,173 sqft (0.532 acres)
Occupancy	Owner Occupied
Last Sale	$55,000 (2014)
Tax Bill	$3,243.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8353-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	1 Rooms
Building Area	1,792 sqft Living Area
Gross Area	2,286 sqft Gross Area
1st Floor	1,792 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Softwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1988
Architectural Style	Bungalow Style
Exterior Material	Siding Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	23,173 sqft (0.532 acres)
Utility Building	480 sqft Utility Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	16540 RIVER ST
City	WHITE SPRINGS
State	FL
Zip	32096-2007
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	7 2S 16E LOT 7 BLK 32 ORB 426-61 RENEAU SURVEY TOWN OF WHITE SPRINGS ORB 750-438
Legal Range	16E
Legal Township	02S
Legal Section	07
Legal Subdivision	RENEAU SURVEY TOWN OF WHITE SPRINGS
Legal Block	32
Legal Lot Number	7
Jurisdiction	HAMILTON FL
Minor Civil Division	WHITE SPRINGS
Census Blockgroup	2
Census Block	2058
Census Tract	960300

Owner

Source: Hamilton County records · APN 8353-000

Assessment roll updated November 19, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals Owners
Mailing Address	16540 RIVER ST, WHITE SPRINGS, FL 32096-2007
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Known Transactions	Last Sale Amount on May 01, 2014 Deed Sale Price on May 01, 2014
Deed Doc Number	201424005840
Deed Book / Page	750 / 438
Record Refreshed	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON FL
Property Address	16540 RIVER ST, WHITE SPRINGS, FL 32096-2007
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008070481
Date	Oct 25, 2017
Book Page	0807/0481
Instrument	201724002273

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated November 19, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hamilton County
Municipality	White Springs Town
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,243.00 (-1.01%) Homeowner's exemption Widower's exemption	$207,662 (+4.8%)	$254,263 (+28.31%) Land $14,606 Building $239,657
2023	$3,276.00 Homeowner's exemption Widower's exemption	$198,159 Land $14,606 Building $183,553	$198,159 Land $14,606 Building $183,553