Cook County property record for 1654 W Surf St, Chicago, IL 60657
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,123 sqft · built 2007 |
| Lot Size | 0.076 acres (3,318 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $2,235,000 (Aug 2008) |
| Tax Bill | $35,106 (2023) |
| Deeds & Mortgages | Mar 2024 Transfer Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-30-224-040 |
| Primary APN | 14-30-224-040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 4,123 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Tar & Gravel |
| Lot Area | 3,318 sqft (0.076 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1654 W SURF ST |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60657-3599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD 930 |
| Legal Subdivision | ESTATES/COLUMBIA PLACE |
| Legal Lot Number | 2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 62600 |
Source: Cook County records · APN 14-30-224-040
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1654 W SURF ST, CHICAGO, IL 60657-3599 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 15, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 30, 2017 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 05, 2008 · Amount on Record |
| Deed Sale | Aug 05, 2008 · Amount on Record |
| Deed Document Number | 20085221 |
| Last Transfer Date | Feb 14, 2024 |
| Transfer Doc | 0000009003 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 15, 2024 |
| Property Address | 1654 W SURF ST, CHICAGO, IL 60657-3599 |
| Document Number | 0007509003 |
| Instrument Date | Feb 14, 2024 |
| Instrument | 2407509003 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1654 W SURF ST # 106, 106, CHICAGO, IL 60657-3599 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1654 W SURF ST, CHICAGO, IL 60657-3599 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0024529055 |
|---|---|
| Date | Sep 02, 2021 |
| Instrument | 2124529055 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Aug 01, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.37% |
| Index | Other |
| Max Rate | 7.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1654 W SURF ST, CHICAGO, IL 60657-3599 |
| Document Number | 1732108115 |
| Instrument Date | Oct 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1654 W SURF ST CHICAGO IL 606573599, CHICAGO, IL 60657-3599 |
| Document Number | 1732108115 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 32108115 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | 1111 POLARIS PKWY, COLUMBUS, OH 43240-2031 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $195,404 (+15.15%) Land $51,429 Building $143,975 | $1,954,040 (+15.15%) Land $514,290 Building $1,439,750 | |
| 2023 | $35,106.00 (+2.65%) | ||
| 2022 | $34,200.00 Homeowner's exemption | $169,700 Land $41,475 Building $128,225 | $1,697,000 Land $414,750 Building $1,282,250 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2007 · river or lake flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Google Fiber.
Based on FCC filings for 1,294 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHICAGO serves 2,721,308 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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