1654 W 4th St, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 1654 W 4th St, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,652 sqft · built 1910
Lot Size	0.118 acres (5,140 sqft)
Owner	Individual Name on File
Last Sale	$28,000 (Oct 2017)
Tax Bill	$1,236 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`68-405-00-164-00`

Property Details

APN / Parcel Number

Primary APN	`68-405-00-164-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,652 sqft Living Area
Gross Area	1,752 sqft
1st Floor Area	776 sqft
Basement Area	100 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	5,140 sqft (0.118 acres)
Lot Dimensions	132 ft deep x 38 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1654 W 4TH ST
City	ASHTABULA
State	OH
Zip	44004-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	48 HUB HAR
Legal Subdivision	HUBBARD
Legal Lot Number	48
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	2
Census Block	2010
Census Tract	601

Owner

1654 W 4th St is owned and occupied by an individual who bought it in October 2017.

Source: Ashtabula County records, as of August 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1654 W 4TH ST, ASHTABULA, OH 44004-2809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 13, 2022	Deed of Trust, Mortgage PORT CONNEAUT FCU
Oct 25, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2017 · Amount on File
Deed Sale	Oct 25, 2017 · Amount on File
Prior Sale	Sep 12, 2012 · Amount on File
Deed Document Number	201710806
Deed Book / Page	647 / 528
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Recording Date	Aug 11, 2026
Property Address	1654 W 4TH ST, ASHTABULA, OH 44004-2809
Document Number	0000007515
Book / Page	877 / 1897
Instrument Date	Aug 6, 2026
Instrument	20267515
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1654 W 4TH ST, ASHTABULA, OH 44004-2809

Mortgage

Document Number	0000007515,
Date	Aug 11, 2026
Book Page	877/1897
Instrument	20267515

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	1654 W 4TH ST, ASHTABULA, OH 44004-2809
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011100
Date	Oct 13, 2022
Book Page	782/2435
Instrument	2022-00011100

Lender

Name	PORT CONNEAUT FCU
Type	Credit Union
Address	CONNEAUT, OH 44030

Agreement

Amount	Amount on Record

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Oct 25, 2017
Property Address	1654 W 4TH ST, ASHTABULA, OH 44004-2809
Document Number	0000010806
Book / Page	000647 / 000528
Instrument Date	Oct 25, 2017
Instrument	10806
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$112.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1654 W 4TH ST ASHTABULA OH 440042809, ASHTABULA, OH 44004-2809

Tax Assessment & Valuation

The 2025 property tax bill for 1654 W 4th St was $1,236 with a homeowner's exemption.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Municipality	Ashtabula City
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,236.00	$14,070 Land $3,290 Building $10,780	$40,200 Land $9,400 Building $30,800
2023	$209.00 (+14.84%) Homeowner's exemption	$14,070 (+25.96%) Land $3,290 Building $10,780	$40,200 Land $9,400 Building $30,800
2022	$182.00 Homeowner's exemption	$11,170 Land $2,520 Building $8,650
2020			$31,900 Land $7,200 Building $24,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1654 W 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1654 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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