1654 W 104th St, Chicago, IL 60643 Property Records

Cook County property record for 1654 W 104th St, Chicago, IL 60643

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,987 sqft · built 1924
Lot Size	0.155 acres (6,750 sqft)
Owner	Individual Name on File
Last Sale	$343,500 (Apr 2021)
Tax Bill	$5,922 (2023)
Deeds & Mortgages	Apr 2021 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-18-203-041`

Property Details

APN / Parcel Number

Primary APN	`25-18-203-041`
Alternative APN	`25-18-203-041-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,987 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1926
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,750 sqft (0.155 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1654 W 104TH ST
City	CHICAGO
State	IL
Zip	60643-2823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	(WELLS) & (BUSCHS) RESUB OF LTS1-2,24-42 IN KELLOGG & KELLOGGS SUB OF LTS3-4 BLK5 OF WASHINGTON HEIGHTS SUB OF PT OF SECS7,8,
Legal Range	14E
Legal Township	37N
Legal Section	18
Legal Subdivision	WELLS & BUSCHS
Legal Block	5
Legal Lot Number	1-4
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3000
Census Tract	720700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ridge Historic District listed 1976 · NRIS 76000703

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1654 W 104th St is owned by an individual who bought it in April 2021.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1645 W 104TH ST, CHICAGO, IL 60643-2822
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED HOME LOANS INC
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2021 · Amount on File
Deed Sale	Apr 22, 2021 · Amount on File
Prior Sale	Jul 26, 2016 · Amount on File
Deed Document Number	202128121
Prior Transfer Date	Mar 11, 2000
Prior Transfer Doc	0000000402
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 22, 2021
Property Address	1654 W 104TH ST, CHICAGO, IL 60643-2823
Document Number	0011228121
Instrument Date	Jan 12, 2021
Instrument	2111228121
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1654 W 104TH ST, CHICAGO, IL 60643-2823

Mortgage

Document Number	0011228122
Date	Apr 22, 2021
Instrument	2111228122

Lender

Name	UNITED HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1654 W 104TH ST, CHICAGO, IL 60643-2823
Document Number	2029139257
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1654 W 104TH ST CHICAGO IL 606432823, CHICAGO, IL 60643-2823

Mortgage

Document Number	2029139257
Date	Oct 19, 2020
Instrument	29139257

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 18, 2040

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,001 Land $8,438 Building $27,563	$360,010 Land $84,380 Building $275,630
2023	$5,922.00 (+2.53%)
2022	$5,776.00 (+16.12%) Homeowner's exemption	$28,000 (-) Land $6,750 Building $21,250	$280,000 (-) Land $67,500 Building $212,500
2021	$4,974.00 Homeowner's exemption	$28,000 Land $6,750 Building $21,250	$280,000 Land $67,500 Building $212,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1654 W 104th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1654 W 104th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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