1654 Shore Dr, Beloit, WI 53511 Property Records

Rock County property record for 1654 Shore Dr, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1955
Lot Size	0.155 acres (6,752 sqft)
Owner	2 Individual Names on File
Last Sale	$182,500 (Jul 2024)
Tax Bill	$2,295 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206 12620365`

Property Details

APN / Parcel Number

Primary APN	`206 12620365`
Alternative APN	`12620365`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	6,752 sqft (0.155 acres)

Location & Zoning

Account Number	206 12620365
Street Address	1654 SHORE DR
City	BELOIT
State	WI
Zip	53511-3472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 2 B 4 TWIN OAKS ADD
Legal Subdivision	TWIN OAKS ADD
Legal Lot Number	2
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1021
Census Tract	1700

Owner

1654 Shore Dr is owned and occupied by two individuals who bought it in July 2024.

Source: Rock County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1654 SHORE DR, BELOIT, WI 53511-3472
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · FHA Mortgage NEIGHBORHOOD HOUSING SERVICE
Jul 1, 2021	Personal Representative Deed, Transfer · FHA Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2024 · Amount on File
Deed Sale	Jul 22, 2024 · Amount on File
Prior Sale	Jul 1, 2021 · Amount on File
Deed Document Number	20242266346
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1654 SHORE DR, BELOIT, WI 53511-3472
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002192109
Date	Jul 1, 2021
Instrument	2192109

Lender

Name	NEIGHBORHOOD HOUSING SERVICE
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ROCK WI
Recording Date	Jul 1, 2021
Property Address	1654 SHORE DR, BELOIT, WI 53511-3472
Document Number	2192107
Instrument Date	Jun 25, 2021
Instrument	2192107
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1654 SHORE DR, BELOIT, WI 53511-3472

Mortgage

Document Number	0002192108
Date	Jul 1, 2021
Instrument	2192108

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1654 Shore Dr was $2,295 with a homeowner's exemption.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,295.00 Homeowner's exemption	$148,700 Land $10,100 Building $138,600	$163,300
2023	$1,347.00 Homeowner's exemption	$94,400 Land $10,100 Building $84,300	$107,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1654 Shore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1979–2008)
Most Recent Claim	Aug 2008 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1654 Shore Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Bug Tussel Wireless.

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