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1654 Second Ave, Chipley, FL 32428 Property Records

Washington County property record for 1654 Second Ave, Chipley, FL 32428 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2012
Square Footage1,560 sqft Heated Area
Lot Size21,126 sqft (0.484 acres)
OccupancyOwner Occupied
Last Sale$185,000 (2023)
Tax Bill$1,567.00 (2025)

Property Details

APN / Parcel Number

Primary APN000036430001
Alternative APN
  • 36430001

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,560 sqft Heated Area
Gross Area2,004 sqft Gross Area
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2012
Exterior MaterialCombination Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area21,126 sqft (0.484 acres)
Lot Width90 ft Width
PorchOpen Porch
Porch Area348 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number000036430001
Street Address1654 SECOND AVE
CityCHIPLEY
StateFL
Zip32428-3986
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description25 3 14 ORB 1269 P 565 BLK 33 AND PARCEL DESC IN ORB 1269 P 565
Legal Range14W
Legal Township03N
Legal Section25
Legal SubdivisionWAUSAU
Legal Block33
Legal Lot Number0001
JurisdictionWASHINGTON FL
Minor Civil DivisionVERNON
Census Blockgroup1
Census Block1031
Census Tract970303

Owner

Source: Washington County records · APN 000036430001

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1654 SECOND AVE, CHIPLEY, FL 32428-3986
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CENTENNIAL BANK
Oct 02, 2020Warranty Deed, Transfer
NORTHWEST TITLE GROUP LLC
Dec 01, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 17, 2023 · Amount on Record
Deed SaleApr 17, 2023 · Amount on Record
Prior SaleOct 02, 2020 · Amount on Record
Deed Doc Number0001269565
Deed Book / Page1269 / 565
Record RefreshedJun 08, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateApr 17, 2023
Property Address1654 SECOND AVE, CHIPLEY, FL 32428-3986
Document Number0067002644
Book / Page1269 / 565
Map ReferenceMB 1187 PG 357
Instrument DateApr 17, 2023
Instrument202367002644
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyPANHANDLE LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,295.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address55 S 6TH ST, SANTA ROSA BEACH, FL 32459-3922

Transferred To (Grantee/Buyer)

NameVerified Name
Address1654 SECOND AVE, CHIPLEY, FL 32428-3986

Mortgage

Document Number0000000567
DateApr 17, 2023
Instrument1269/567
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateOct 02, 2020
Property Address1654 SECOND AVE, CHIPLEY, FL 32428-3986
Document Number0067006496
Book / Page001187 / 000357
Instrument DateOct 02, 2020
Instrument67006496
Transaction TypeTransfer
Record UpdatedOct 15, 2020
Title CompanyNORTHWEST TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$315.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 S 6TH ST SANTA ROSA BEACH FL 324593922, SANTA ROSA BEACH, FL 32459-3922

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWASHINGTON FL
Recording DateDec 01, 2017
Property Address1654 SECOND AVE, CHIPLEY, FL 32428-3986
Document Number0067008198
Book / Page001105 / 000276
Instrument DateDec 01, 2017
Instrument67008198
Transaction TypeTransfer
Record UpdatedDec 08, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1654 SECOND AVE CHIPLEY FL 324283986, CHIPLEY, FL 32428-3986

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
MunicipalityWausau Town
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,567.00 (+6.89%) Homeowner's exemption$154,028 (+2.9%)$170,698 (+14.04%) Land $2,700 Building $167,998
2024$1,466.00 (+16.91%) Homeowner's exemption$149,687 (+40.66%) Land $2,700 Building $146,987$149,687 (+40.66%) Land $2,700 Building $146,987
2023$1,254.00 (+8.95%)$106,416 (+9.68%) Land $2,700 Building $103,716$106,416 (+9.68%) Land $2,700 Building $103,716
2022$1,151.00$97,026 Land $2,700 Building $94,326$97,026 Land $2,700 Building $94,326

Flood & Wildfire

1654 Second Ave is in FEMA Zone A, inside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Washington County (12133C), updated July 4, 2011

FEMA Flood ZoneZone A
1% annual chance, no base flood elevation determined
Special Flood Hazard AreaYes
flood insurance required for federally backed mortgages
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
47th percentile of exposed land nationally · 17th in Florida
Wildfire LikelihoodModerate — about 1 in 1,149 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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