1654 SE Lafayette St, Stuart, FL 34997 Property Records

Martin County property record for 1654 SE Lafayette St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,336 sqft · built 1972
Lot Size	0.426 acres (18,557 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,000 (Mar 2017)
Tax Bill	$2,480 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-38-41-006-007-0015.0-2-0000`

Property Details

APN / Parcel Number

Primary APN	`52-38-41-006-007-0015.0-2-0000`
Alternative APNs	`52-38-41-006-007-00150-2` `42141`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area
Gross Area	1,588 sqft
1st Floor Area	1,336 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,557 sqft (0.426 acres)

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Enclosed Concrete/Masonry Porch
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	42141
Street Address	1654 SE LAFAYETTE ST
City	STUART
State	FL
Zip	34997-5665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	CORAL GARDENS PLAT 2 LOTS 15 16 & CLSD ST ADJ TO W/LN BLK 7
Legal Range	41E
Legal Township	38S
Legal Section	52
Legal Subdivision	CORAL GARDENS
Legal Block	7
Legal Lot Number	15
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3023
Census Tract	1106

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1654 SE LAFAYETTE ST, STUART, FL 34997-5665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage MILEND INC
Mar 6, 2017	Warranty Deed, Transfer · FHA Mortgage CAPITAL PARTNERS MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2017 · Amount on Record
Deed Sale	Mar 6, 2017 · Amount on Record
Prior Sale	Dec 2, 2009 · Amount on Record
Deed Document Number	20172622763
Deed Book / Page	2910 / 2122
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1654 SE LAFAYETTE ST, STUART, FL 34997-5665
Transaction Type	Mortgage
Record Updated	Feb 22, 2024
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034180029
Date	Jan 31, 2024
Book Page	3418/29
Instrument	3055835

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1654 SE LAFAYETTE ST, STUART, FL 34997-5665
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1654 SE LAFAYETTE ST, STUART, FL 34997-5665

Mortgage

Document Number	0032541003
Date	Sep 3, 2021
Book Page	3254/1003
Instrument	2912445

Lender

Name	MILEND INC
Type	Mortgage Company
Address	ALPHARETTA, GA 30009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 6, 2017
Property Address	1654 SE LAFAYETTE ST, STUART, FL 34997-5665
Document Number	0029102122
Book / Page	02910 / 2122
Map Reference	MB3 PG129
Instrument Date	Feb 28, 2017
Instrument	2622763
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SIGNATURE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1654 SE LAFAYETTE ST, 1654, STUART, FL 34997-5665

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1654 SE LAFAYETTE ST, STUART, FL 34997-5665

Mortgage

Document Number	0002622764
Date	Mar 6, 2017
Instrument	2622764

Lender

Name	CAPITAL PARTNERS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,480.00 (-0.08%) Homeowner's exemption	$169,957 (+5.99%)	$303,870 (+6.21%) Land $162,750 Building $141,120
2024	$2,482.00 (+2.86%)
2023	$2,413.00 (+4.14%) Additional exemption filed	$160,358 (+3%)	$286,100 (+22.05%) Land $157,500 Building $128,600
2022	$2,317.00 Homeowner's exemption	$155,688	$234,410 Land $126,000 Building $108,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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