1654 Ramona Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 1654 Ramona Ave, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,440 sqft · built 2000
Lot Size	0.137 acres (5,954 sqft)
Owner	Individual Name on Record
Tax Bill	$6,111 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`579-352-21-00`

Property Details

APN / Parcel Number

Primary APN	`579-352-21-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,440 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	5,954 sqft (0.137 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1654 RAMONA AVE
City	SPRING VALLEY
State	CA
Zip	91977-4360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 51 LOT 14 ALLEY CLSD ADJ& TR 001317
Legal Subdivision	EAST SAN DIEGO MASONIC LODGE
Legal Tract	001317
Legal Block	51
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	13905

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1654 RAMONA AVE, SPRING VALLEY, CA 91977-4360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2017	Deed of Trust, Mortgage · VA Mortgage GOLDEN EMPIRE MORTGAGE INC
Jan 3, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Jun 19, 2017	Intrafamily Transfer, Transfer · VA Mortgage CIB FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2017
Deed Sale	Jun 19, 2017
Prior Sale	Jul 2, 2003 · Amount on Record
Deed Document Number	2017274877
Prior Transfer Date	Jun 13, 2017
Prior Transfer Doc	0000274877
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1654 RAMONA AVE, SPRING VALLEY, CA 91977-4360
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000508119
Date	Oct 31, 2017
Instrument	2017-0508119

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1654 RAMONA AVE, SPRING VALLEY, CA 91977-4360
Document Number	0000026242
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1654 RAMONA AVE SPRING VALLEY CA 919774360, SPRING VALLEY, CA 91977-4360

Mortgage

Document Number	0000026242
Date	Jan 17, 2020
Instrument	26242

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 19, 2017
Property Address	1654 RAMONA AVE, SPRING VALLEY, CA 91977-4360
Document Number	0000274877
Map Reference	MAP1317
Instrument Date	Jun 13, 2017
Instrument	2017-0274877
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1654 RAMONA AVE, SPRING VALLEY, CA 91977-4360

Mortgage

Document Number	0000274878
Date	Jun 19, 2017
Instrument	2017-0274878

Lender

Name	CIB FUNDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$642,419 (+2%) Land $232,024 Building $410,395
2025	$6,111.00 (-19.36%) Homeowner's exemption	$629,824 (+4.04%) Land $227,475 Building $402,349
2023	$7,578.00 (+1.5%) Homeowner's exemption	$605,369 Land $218,643 Building $386,726
2022	$7,466.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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