Clay County property record for 1654 Pinecrest Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,188 sqft · built 1998 |
| Lot Size | 0.209 acres (9,119 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $198,900 (Sep 1998) |
| Tax Bill | $3,050 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-04-26-021262-022-11 |
| Primary APN | 31-04-26-021262-022-11 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,188 sqft Heated Area |
| Gross Area | 2,906 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,119 sqft (0.209 acres) |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 278 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1654 PINECREST DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 11 PINECREST AS REC O R 1745 PG 1984 |
| Legal Range | 26 |
| Legal Township | 04 |
| Legal Section | 31 |
| Legal Subdivision | PINECREST |
| Legal Lot Number | 11 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30704 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1654 PINECREST DR, FLEMING ISLAND, FL 32003-8601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 1998 · Amount on Record |
| Deed Sale | Sep 10, 1998 · Amount on Record |
| Deed Document Number | 0017451984 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1654 PINECREST DR, FLEMING ISLAND, FL 32003-8601 |
| Document Number | 0039731014 |
| Book / Page | 003973 / 001014 |
| Instrument Date | May 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2017 |
| Title Company | NAVY FEDERAL TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1654 PINECREST DR FLEMING ISLAND FL 320038601, FLEMING ISLAND, FL 32003-8601 |
| Document Number | 0039731014 |
|---|---|
| Date | May 16, 2017 |
| Book Page | 003973/001014 |
| Instrument | 24738 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 15, 2032 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,050.00 (-22.13%) Homeowner's exemption | $240,132 (+5.99%) | $393,032 (+6.76%) Land $70,000 Building $323,032 |
| 2023 | $3,917.00 (+7.85%) Homeowner's exemption | $226,568 (+3%) | $368,155 (+14.13%) Land $57,000 Building $311,155 |
| 2022 | $3,632.00 Homeowner's exemption | $219,969 | $322,569 Land $57,000 Building $265,569 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 2 (2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: IQ Fiber.
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