1654 Oak Parc, Union, MO 63084 Property Records

Franklin County property record for 1654 Oak Parc, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,923 sqft · built 1997
Lot Size	5.5 acres (239,580 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Mar 2015)
Tax Bill	$3,420 (2025)
Deeds & Mortgages	Jul 2022 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-9-32.0-0-002-016.300`

Property Details

APN / Parcel Number

Primary APN	`17-9-32.0-0-002-016.300`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,923 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Lot Area	239,580 sqft (5.5 acres)

Location & Zoning

Street Address	1654 OAK PARC
City	UNION
State	MO
Zip	63084-3606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT:3 FOXFIRE
Legal Range	01W
Legal Township	43
Legal Section	32
Legal Subdivision	FOXFIRE
Legal Block	2
Legal Lot Number	3
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1011
Census Tract	800605

Owner

1654 Oak Parc is owned and occupied by two individuals who bought it in March 2015.

Source: Franklin County records, as of November 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1654 OAK PARC, UNION, MO 63084-3606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage SIMMONS FIRST BANK
May 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAND HOME FINANCIAL SVCS INC
Feb 21, 2020	Deed of Trust, Mortgage · Line of Credit SIMMONS BK
Dec 24, 2019	Deed of Trust, Mortgage · Line of Credit SIMMONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2015 · Amount on File
Deed Sale	Mar 30, 2015 · Amount on File
Prior Sale	Mar 30, 2015
Deed Document Number	1504236
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1654 OAK PARC, UNION, MO 63084-3606
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002210922
Date	Jul 11, 2022
Instrument	2210922

Lender

Name	SIMMONS FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1654 OAK PARC, UNION, MO 63084-3606
Transaction Type	Mortgage
Record Updated	May 25, 2022
Title Company	AGENTS NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002206963
Date	May 2, 2022
Instrument	2206963

Lender

Name	LAND HOME FINANCIAL SVCS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1654 OAK PARC, UNION, MO 63084-3606
Document Number	0000003698
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Apr 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1654 OAK PARC UNION MO 630843606, UNION, MO 63084-3606

Mortgage

Document Number	0000003698
Date	Mar 16, 2020
Instrument	3698

Lender

Name	SIMMONS BK
Address	SAINT LOUIS, MO 63126-1826

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1654 OAK PARC, UNION, MO 63084-3606
Document Number	0000000930
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1654 OAK PARC UNION MO 630843606, UNION, MO 63084-3606

Mortgage

Document Number	0000000930
Date	Jan 21, 2020
Instrument	930

Lender

Name	SIMMONS BK
Address	SAINT LOUIS, MO 63126-1826

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1654 Oak Parc was $3,420.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,420.00	$75,747	$398,670 Land $73,360 Building $325,310
2023	$3,418.00 (-4.07%)	$64,214	$337,970 Land $62,300 Building $275,670
2022	$3,563.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1654 Oak Parc in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1654 Oak Parc is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, BlueBit Networks, T-Mobile, Verizon.

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