1654 Oahu Pl, Costa Mesa, CA 92626 Property Records

Orange County property record for 1654 Oahu Pl, Costa Mesa, CA 92626

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,671 sqft · built 2015
Lot Size	0.161 acres (7,000 sqft)
Owner	Trust Name on File
Last Sale	$475,000 (Feb 2015)
Tax Bill	$13,586 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`139-281-11`

Property Details

APN / Parcel Number

Primary APN	`139-281-11`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,671 sqft Living Area
1st Floor Area	2,671 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	7,000 sqft (0.161 acres)
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1654 OAHU PL
City	COSTA MESA
State	CA
Zip	92626-4811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3487 BLK LOT 120
Legal Subdivision	TRACT NO 3487
Legal Tract	3487
Legal Lot Number	120
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1009
Census Tract	63802

Owner

1654 Oahu Pl is owner-occupied and held in a trust since July 2018.

Source: Orange County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	1654 OAHU PL, COSTA MESA, CA 92626-4811
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · Commercial Mortgage FREDRICK MILLER
Jun 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage ISAOA
Jan 4, 2017	Deed of Trust, Mortgage · ARM US BANK NA
Jul 22, 2021	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jan 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage VAL CHRIS INVESTMENTS INC
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage JAMES CALCAGNIE
Aug 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2015 · Amount on File
Deed Sale	Feb 25, 2015 · Amount on File
Deed Document Number	201599759
Last Transfer Date	Jul 14, 2018
Transfer Doc	0000304523
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1654 OAHU PL, COSTA MESA, CA 92626-4811
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1654 OAHU PL, COSTA MESA, CA 92626-4811

Mortgage

Document Number	0000240316
Date	Jul 8, 2022
Instrument	2022000240316

Lender

Name	FREDRICK MILLER
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1654 OAHU PL, COSTA MESA, CA 92626-4811
Transaction Type	Mortgage
Record Updated	Jul 26, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1654 OAHU PL, COSTA MESA, CA 92626-4811

Mortgage

Document Number	0000146903
Date	Jun 20, 2023
Instrument	2023000146903

Lender

Name	ISAOA
Type	Non-Lending Institution
Address	NEWPORT BEACH, CA 92663

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	19 Months
Due	Jan 1, 2025

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1654 OAHU PL, COSTA MESA, CA 92626-4811
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001982
Date	Jan 4, 2017
Instrument	2017000001982

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1654 OAHU PL, COSTA MESA, CA 92626-4811
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1654 OAHU PL, COSTA MESA, CA 92626-4811

Mortgage

Document Number	0000468953
Date	Jul 22, 2021
Instrument	2021000468953

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1654 OAHU PL, COSTA MESA, CA 92626-4811
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1654 OAHU PL, COSTA MESA, CA 92626-4811

Mortgage

Document Number	0000009664
Date	Jan 7, 2022
Instrument	2022000009664

Lender

Name	VAL CHRIS INVESTMENTS INC
Type	Non-Lending Institution
Address	IRVINE, CA 92614

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1654 OAHU PL, COSTA MESA, CA 92626-4811
Document Number	0000450013
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1654 OAHU PL COSTA MESA CA 926264811, COSTA MESA, CA 92626-4811

Mortgage

Document Number	0000450013
Date	Nov 13, 2019
Instrument	450013

Lender

Name	JAMES CALCAGNIE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 20, 2018
Property Address	1654 OAHU PL, COSTA MESA, CA 92626-4811
Document Number	0000304523
Instrument Date	Jul 14, 2018
Instrument	304523
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1654 OAHU PL COSTA MESA CA 926264811, COSTA MESA, CA 92626-4811

Tax Assessment & Valuation

The 2025 property tax bill for 1654 Oahu Pl was $13,586 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,193,986 (+2%) Land $561,282 Building $632,704
2025	$13,586.00 Homeowner's exemption	$1,170,575 Land $550,276 Building $620,299
2023	$12,836.00 (+3.57%) Homeowner's exemption	$1,125,121 Land $528,908 Building $596,213
2022	$12,394.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1654 Oahu Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1654 Oahu Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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