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1654 Northcott Loop, The Villages (Okahumpka), FL 34762 Property Records

Sumter County property record for 1654 Northcott Loop, The Villages, FL 34762

Property Summary

Property TypeResidential Vacant Land
Lot Size0.191 acres (8,306 sqft)
Owner2 Individual Names on Record
Last Sale$603,500 (Feb 2025)
Deeds & MortgagesOct 2025 Mortgage
Feb 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN032023K03G058

Property Details

APN / Parcel Number

Primary APN032023K03G058
Alternative APN
  • K03G058

Exterior

Lot Area8,306 sqft (0.191 acres)

Location & Zoning

Street Address1654 NORTHCOTT LOOP
CityTHE VILLAGES
StateFL
Zip34762-6178
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionLOT 58 THE VILLAGES OF SOUTHERN OAKS UNIT NO 149 PB 21 PGS 32-32C
Legal SubdivisionTHE VILLAGES OF SOUTHERN OAKS
Legal Lot Number58
JurisdictionSUMTER FL
Township / Civil DivisionWILDWOOD
Census Block Group1
Census Block1009
Census Tract910300

Owner

Source: Sumter County records, as of March 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1654 NORTHCOTT LOOP, THE VILLAGES, FL 34762-6178
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2025Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS FIRST BANK INC
Feb 19, 2025Warranty Deed, Transfer · Balloon Mortgage
CITIZENS FIRST BANK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 2025 · Amount on Record
Deed SaleFeb 19, 2025 · Amount on Record
Deed Document Number20258476
Deed Book / Page4807 / 602
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER FL
Property Address1654 NORTHCOTT LOOP, THE VILLAGES, FL 34762-6178
Transaction TypeMortgage
Record UpdatedDec 22, 2025
Title CompanyPENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1654 NORTHCOTT LOOP, THE VILLAGES, FL 34762-6178

Mortgage

Document Number0049670637
DateOct 10, 2025
Book Page4967/637
Instrument202560049759
Lender
NameCITIZENS FIRST BANK INC
TypeBank
AddressTHE VILLAGES, FL 32162
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2040

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateFeb 19, 2025
Property Address1654 NORTHCOTT LOOP, THE VILLAGES, FL 34762-6178
Document Number0048070602
Book / Page4807 / 602
Map ReferenceMB 21 PG 32
Instrument DateFeb 12, 2025
Instrument202560008476
Transaction TypeTransfer
Record UpdatedDec 22, 2025
Title CompanyPENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,224.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7580 MIDDLETON DR, MIDDLETON, FL 34762-6097

Transferred To (Grantee/Buyer)

NameVerified Name
Address1654 NORTHCOTT LOOP, OKAHUMPKA, FL 34762-6178

Mortgage

Document Number0004807603
DateFeb 19, 2025
Instrument4807/603
Lender
NameCITIZENS FIRST BANK INC
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term13 Months
DueMar 1, 2026

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
MunicipalityWildwood City
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$49,840 Land $49,840$49,840 Land $49,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 226 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies226 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGIBSON PLACE UTILITIES
private · serves 9,770 people · EPA ID FL3600015
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: Verizon.

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